Jamey Jackson
NORTH MYRTLE BEACH,SC
Summary
Astute and methodical Senior Mortgage Underwriter with significant background working with all customers. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs. Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as skilled Underwriter. Successful in leading underwriting teams and training junior staff to handle high workload with impeccable accuracy. Proven expertise in identifying unacceptable risk and preventing fraud.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Senior Mortgage Underwriter
LeaderOne Financial Corporation
08.2020 - 10.2022
- VA (SAR/LAPP), FHA (DE), USDA, Conventional
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
- Verified integrity of applicants' information to minimize fraud.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA.
- Checked personal and team calculations to validate information and underwriting decisions.
- Trained junior team members in underwriting procedures and loan quality grading standards.
- Met 24/48 hour timeline consistently, turning around applications quickly with firm approval or denial decisions.
- Monitored pipelines to track and log status of loans.
Senior Mortgage Underwriter
Integrity Mortgage Group
07.2019 - 08.2020
- VA (SAR/LAPP), FHA (DE), USDA, Conventional
Senior Mortgage Underwriter
ALCOVA Mortgage
08.2016 - 07.2019
- VA (SAR/LAPP), FHA (DE), USDA, Conventional
Mortgage Underwriter
LeaderOne Financial
06.2015 - 08.2016
- FHA (DE), USDA, Conventional
Mortgage Underwriter
Magnolia Bank
12.2012 - 06.2015
- FHA (DE), USDA, Conventional
Mortgage Underwriter
Essent Guaranty
04.2012 - 12.2012
- Conventional
Contract Mortgage Underwriter
Carolina Bank
01.2012 - 04.2012
- Conventional & Subprime Mortgages
Mortgage Fraud Investigation Analyst
United Guaranty
10.2011 - 01.2012
- Developed short-term goals and long-term strategic plans to improve risk control and mitigation.
- Advised senior managers on policy strategies for reducing liability and preventing losses.
- Reviewed contracts and agreements to identify potential risks and ideal mitigation strategies.
- Conducted in depth investigations of delinquent files, regarding all aspects of the mortgage transaction, to identify misrepresentation in the loan origination process
- Evaluated results of outside investigations and determine appropriate file disposition
- Coordinated and partnered with external vendors to ensure prompt and thorough documentation and / or reports needed for completion of investigations review
- Successfully prepared internal and external communication regarding investigations findings
- Consistently produced high quality results on file reviews, with no errors, and met or exceeded production goals monthly.
Mortgage Fraud Investigation Analyst
Genworth Mortgage Insurance
05.2008 - 09.2011
Mortgage Insurance Information Specialist
Genworth Mortgage Insurance
04.2007 - 05.2008
- Accurately respond to inbound customer calls received and support GEMICO Sales Force by handling questions, problems, and tasks
- Effectively troubleshoot web application issues and pushbutton MI issues through effective analysis of various browser versions, Adobe Acrobat, multiple LOS systems, GEMICO product information, underwriting guidelines etc
- To ensure customers’ issues are identified and quickly resolved
- Route calls to appropriate area of expertise when needed.
- Organized information by studying, analyzing, interpreting and classifying data.
- Welcomed customers with friendly greeting, answered general questions, gathered nature of visit and directed to specific offices.
- Managed multi-line phone system directing individuals to desired personnel and providing general information about operations.
Contract Mortgage Underwriter
United Guranty
01.2006 - 04.2007
- Conventional - Contract MI Underwriter
Contract Mortgage Underwriter
Genworth Mortgage Insurance
08.2005 - 01.2006
- Conventional - Contract MI Underwriter
Lead Underwriter
Coastal Funding
06.2005 - 08.2005
Mortgage Fraud Investigation Analyst
United Guaranty/PRO Staffing
08.2004 - 06.2005
Education
High School Diploma -
Randleman High School
Randleman, NC06.1996
Skills
- Encompass, LP, DU, GUS, WebLGY
- Fraud Detection Techniques
- Credit History Review
- LexisNexis Software
- Loan Product Knowledge
- Industry Trends
- Eligibility Requirements
- Underwriting Regulations
- Analytical and Critical Thinking
- Active Listening and Learning
Certification
- FHA DE - 10 years
- VA SAR/LAPP - 6 years
Timeline
Senior Mortgage Underwriter
LeaderOne Financial Corporation
08.2020 - 10.2022
Senior Mortgage Underwriter
Integrity Mortgage Group
07.2019 - 08.2020
Senior Mortgage Underwriter
ALCOVA Mortgage
08.2016 - 07.2019
Mortgage Underwriter
LeaderOne Financial
06.2015 - 08.2016
Mortgage Underwriter
Magnolia Bank
12.2012 - 06.2015
Mortgage Underwriter
Essent Guaranty
04.2012 - 12.2012
Contract Mortgage Underwriter
Carolina Bank
01.2012 - 04.2012
Mortgage Fraud Investigation Analyst
United Guaranty
10.2011 - 01.2012
Mortgage Fraud Investigation Analyst
Genworth Mortgage Insurance
05.2008 - 09.2011
Mortgage Insurance Information Specialist
Genworth Mortgage Insurance
04.2007 - 05.2008
Contract Mortgage Underwriter
United Guranty
01.2006 - 04.2007
Contract Mortgage Underwriter
Genworth Mortgage Insurance
08.2005 - 01.2006
Lead Underwriter
Coastal Funding
06.2005 - 08.2005
Mortgage Fraud Investigation Analyst
United Guaranty/PRO Staffing
08.2004 - 06.2005
High School Diploma -
Randleman High School
- FHA DE - 10 years
- VA SAR/LAPP - 6 years
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