Summary
Overview
Work History
Education
Skills
Timeline
toastmaster top evaluator
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Janell Joyce

Janell Joyce

Jacksonville

Summary

Results-driven Equipment Finance Specialist with expertise in operational efficiency, financial analysis, and risk management. Proven track record of enhancing workflows and delivering training programs that foster compliance and accuracy.

Detail-oriented professional with extensive experience in financial data analysis and compliance. Skilled in identifying risks and streamlining processes, contributing to improved operational efficiency and enhanced team productivity. Committed to leveraging analytical skills for impactful decision-making.

Adaptable leader with a strong background in financial operations and risk management. Known for exceptional attention to detail and problem-solving abilities, successfully guiding teams in mastering compliance standards and enhancing reporting accuracy.

Demonstrates strong analytical, communication, and teamwork skills, with proven ability to quickly adapt to new environments. Eager to contribute to team success and further develop professional skills. Brings positive attitude and commitment to continuous learning and growth.

Overview

2027
2027
years of professional experience

Work History

Credit Card Operations Analysts

Citibank
  • Executed backend transaction processing and credit account modifications to enhance operational efficiency for a national portfolio.
  • Conducted detailed account history research and documentation tracking using proprietary financial databases to uphold compliance standards without direct customer interaction.

Optimized corporate productivity scores by implementing multi-screen workspace tracking systems and enhancing account data entry accuracy.

  • Analyzed operational data to identify trends and improve efficiency across various processes.
  • Collaborated with cross-functional teams to streamline reporting procedures and enhance decision-making.
  • Assisted in developing process documentation, ensuring compliance with regulatory standards and best practices.
  • Trained new team members on tools and processes, fostering a collaborative work environment for knowledge sharing.
  • Created custom reports and visualizations to support decision-making processes.
  • Supported supervisor and associated team members to maintain system functionality.
  • Reduced risk exposure by conducting thorough risk assessments and developing mitigation strategies.
  • Boosted customer satisfaction levels with thorough analysis of client feedback and timely resolution of issues.
  • Exhibited strong analytical skills when reviewing financial reports, leading to valuable insights for budget allocation decisions.

Document Review Specialist

Deval LLC
  • Analyzed critical mortgage housing and structural financial profiles to detect compliance deficiencies, facilitating informed decision-making ahead of final payment disbursement.

• Enforced stringent institutional quality control models, decreasing document processing error margins while verifying diverse loan assets

  • Identified discrepancies in documentation, recommending corrective actions to mitigate risks.
  • Maintained organized records of reviewed documents for future reference and audits.
  • Worked with internal staff to process documents and sent for closing.
  • Created and maintained user accounts and properly routed documents for approval and training.
  • Performed document reproduction, printing documents from electronic sources such as email attachments, PDF files and cloud storage.
  • Compared incoming data against quality, integrity and accuracy expectations, identified faults and affected timely remedies.
  • Converted documents from one application to another.
  • Provided assistance with inbound and outbound document processes, document sorting, logging, and work order creation.
  • Used electronic systems for data entry, tracking, and analysis.

Branch Banking Operations

Woodforest Bank
  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.
  • Skilled at working independently and collaboratively in a team environment.
  • Proven ability to learn quickly and adapt to new situations.
  • Excellent communication skills, both verbal and written.
  • Worked well in a team setting, providing support and guidance.
  • Demonstrated respect, friendliness, and willingness to help wherever needed.
  • Directed high-accuracy cash handling, account servicing, and balancing audits in compliance with federal banking policies .

• Managed back-office relational data updates, customer profile security verifications, and regional branch administrative tasks

Equipment Finance Specialists

First Citizens Bank
08.2021 - 06.2026
  • Evaluated financial data to uphold compliance with regulatory standards and internal policies.
  • Compiled comprehensive reports on budget variances and financial forecasts for management evaluation.
  • Coordinated efforts with diverse teams to enhance operational efficiency in financial workflows.
  • Oversaw integration of innovative accounting software, resulting in improved accuracy and efficiency in financial reporting and tracking.
  • Performed regular evaluations of financial statements to detect discrepancies and propose corrective measures.
  • Developed and delivered comprehensive training programs for junior staff focused on finance operations and compliance requirements.
  • Oversaw and evaluated a multi-million dollar portfolio of commercial equipment finance accounts, ensuring adherence to corporate compliance standards.
  • Analyzed and verified commercial credit profiles through meticulous non-phone documentation reviews, confirming transaction accuracy and adherence to structural formatting guidelines prior to funding authorization.
  • Executed navigation of high-volume back-office work queues in internal core banking applications to enhance operational efficiency and maintain quality standards.

Facilitated digital collaboration among cross-functional risk technology and administrative divisions to address systemic portfolio anomalies.

  • Ensured timely and accurate submission of responses to meet auditors, regulators, and investors' inquiries and compliance standards.
  • Analyzed financial data to identify risks and provided actionable recommendations to senior management.
  • Diagnosed process inefficiencies and proposed actionable recommendations for enhancement.
  • Minimized process discrepancies by establishing comprehensive performance reporting and data management systems.
  • Guided junior team members in mastering financial analysis modeling techniques and fostering professional growth.

Education

Associate of Science -

Keiser University
Jacksonville, FL

Professional Speaker -

Toast Masters
Jacksonville, FL

Skills

  • Reporting skills
  • Operational efficiency
  • Risk management
  • Logistics management
  • Financial analysis
  • Data analysis
  • Process updates
  • Reporting
  • Microsoft Excel
  • Microsoft PowerPoint
  • Organizational skills
  • Attention to detail
  • Statistical analysis
  • Problem-solving
  • Adaptability and flexibility
  • Quality control

Timeline

Equipment Finance Specialists

First Citizens Bank
08.2021 - 06.2026

Credit Card Operations Analysts

Citibank

Document Review Specialist

Deval LLC

Branch Banking Operations

Woodforest Bank

Associate of Science -

Keiser University

Professional Speaker -

Toast Masters

toastmaster top evaluator

I have been recognized as a Top Evaluator and Top Speaker in Toastmasters, where I developed strong public speaking, leadership, and communication skills. I provide constructive, encouraging evaluations that help speakers build confidence and improve their presentations. I also completed Keiser's Professional Speaker course, which strengthened my presentation, facilitation, and audience engagement skills. These experiences have enhanced my ability to communicate effectively, mentor others, and deliver impactful presentations.