Janet L. Matthew
Land O' Lakes
Summary
Accomplished SBA Business Development Officer with extensive experience in problem-solving and negotiation. Known for effectively presenting financing options and collaborating with teams to streamline workflows. Ready to leverage expertise to drive business growth and enhance customer satisfaction.
Overview
1
1
Certification
11
11
years of professional experience
Work History
SBA Business Development Officer
Pinnacle Financial Partners
Charleston
08.2016 - Current
- Cultivated relationships with small business owners to assess and address financing needs.
- Analyzed financial statements to evaluate creditworthiness of loan applicants.
- Developed tailored loan proposals addressing unique client requirements.
- Presented financing options and terms clearly and effectively to clients.
- Collaborated with internal teams to enhance efficiency of loan processing workflows.
- Conducted market research to pinpoint and pursue potential business development opportunities.
- Presented financing options and terms to clients clearly and effectively.
SBA Loan Officer
Florida Capital Bank
Tampa
03.2015 - 08.2016
- Developed and maintained relationships with potential customers to increase loan business.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Approved or denied loan applications based on established guidelines.
- Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files.
- Interacted with underwriters, appraisers, title companies. during the processing of a loan application.
- Delivered high levels of customer service to facilitate smooth processes.
- Developed relationships with clients to enhance customer satisfaction and retention.
Education
Insurance, Series 6, 63
Wachovia
Tampa08-2003
Florida Real Estate License
Real Estate School
Tallahassee, FL04-1991
Bachelor of Arts - Secondary & Elementary Education
University of South Florida
Tampa, FL06-1975
Bachelor of Arts - Teaching Certificate
Hillsborough County
Tampa, FL06-1975
Skills
- Business development
- Loan origination
- Loan structuring
- Financial analysis
- Credit evaluation
- Proposal development
- Sales strategies
- Sales presentation
- Customer relationship management
- Account development
- Lead development
- Pipeline maintenance
- Salesforce tracking
- Regulatory compliance
- Problem solving
- Negotiation skills
- Team collaboration
- Effective communication
- Proposal writing
- Time management
- Product expertise
- B2B background
- Commission structures
- Leadership experience
- Business strategy development
- Product development
- Teamwork
Certification
- Insurance License -expired
- Florida Real Estate License
Affiliations
- Golf, school volunteer work
Timeline
SBA Business Development Officer
Pinnacle Financial Partners
08.2016 - Current
SBA Loan Officer
Florida Capital Bank
03.2015 - 08.2016
Insurance, Series 6, 63
Wachovia
Florida Real Estate License
Real Estate School
Bachelor of Arts - Secondary & Elementary Education
University of South Florida
Bachelor of Arts - Teaching Certificate
Hillsborough County