Summary
Overview
Work History
Education
Skills
Timeline
Generic

Jay E Young

Wildwood,FL

Summary

Sales professional experienced in developing constructive and cooperative working relationships with others. Enthusiastic, knowledgeable and self-motivated professional highly proficient in developing creative solutions and implementing objective decision making.


Long history in sales and sales management providing excellent customer service throughout the sales process. Skilled in strategic planning, problem-solving, and communication with good understanding of business principles, project management and team leadership.

Overview

40
40
years of professional experience

Work History

Local Ad Sales

Yelp - San Francisco
04.2023 - 06.2024
  • B2B Ad Sales
  • Established rapport with potential advertisers using active listening and interpersonal skills.
  • Fielded questions to share information about products, availability, and pricing.
  • Used consultative sales techniques to understand business owners needs and recommend relevant products and services.
  • Recorded accurate and efficient records in Sales Force database.
  • Negotiated prices, terms for advertising agreements. Meeting and exceeding required sales quotas

Sales Representative

Angi Ad's
11.2022 - 04.2023
  • B2B Ad Sales
  • Cold-Call service providers (nationwide) to discuss value proposition, products, and advertising options
  • Overcoming objections and negotiating customized advertising campaigns based on the service provider's needs
  • Coaching service providers how to effectively engage the consumers who submit service requests to solve their home projects needs.
  • Researching service providers using internal notes, company website, and other public information.
  • Meeting and exceeding required sales targets

Senior Loan Officer

Mutual Of Omaha Mortgage
07.2022 - 10.2022

Internet Based Lead System, Completed applications, Recommended loan approvals and denials based on customer loan application reviews. Originated, reviewed, processed, closed and administered customer loan proposals. Compiled database of loan applicants' credit histories, corporate financial statements and other financial information. Submitted loan applications to underwriter for verification and recommendations.

  • Contacted new clients and completed loan applications and pre-qualification procedures
  • Assessed financial means and desires of each client in order to set up appropriate mortgage packages

Senior Loan Officer/VA Loan Specialist

First Home Bank/BayFirst Financial Corp
02.2020 - 05.2022

Internet Based Lead System, Completed applications, Recommended loan approvals and denials based on
customer loan application reviews. Originated, reviewed, processed, closed and administered customer loan
proposals. Compiled database of loan applicants' credit histories, corporate financial statements and other
financial information. Submitted loan applications to underwriter for verification and recommendations.

  • Educated customers on variety of loan products and available credit options to promote valuable
    decision-making
  • Performed daily maintenance of loan applicant database

Mortgage Banker/Loan Officer

Paramount Bank, Direct Division
11.2019 - 02.2020

Internet Based Lead System, Completed applications, Recommended loan approvals and denials based on customer loan application reviews. Originated, reviewed, processed, closed and administered customer loan proposals. Compiled database of loan applicants' credit histories, corporate financial statements and other financial information. Submitted loan applications to underwriter for verification and recommendations.

  • Met with new clients and completed pre-qualification procedures
  • Assessed financial means and desires of each client in order to set up appropriate mortgage packages

Senior Loan Officer/VA Loan Specialist

First Home Bank
08.2017 - 11.2019

Internet Based Lead System, Completed applications, Recommended loan approvals and denials based on customer loan application reviews. Originated, reviewed, processed, closed and administered customer loan proposals. Compiled database of loan applicants' credit histories, corporate financial statements and other financial information. Submitted loan applications to underwriter for verification and recommendations.

  • Educated customers on variety of loan products and available credit options to promote valuable decision-making
  • Performed daily maintenance of loan applicant database

Additional Mortgage Experience includes:

Loan Originator
-
  • BMO Harris Bank
  • North American Savings Bank
  • Capital One Mortgage/Esmartloan.com

Education

Business Management

Johnson County Community College
Overland Park, KS
1992

Skills

  • Customer service-focused
  • Sales expertise with great negotiation skills
  • Analytical personality
  • Credit Report expertise
  • Licensed with the NMLS since 2010 (258613)
  • 20 years mortgage lending experience
  • Compliant with all bank and mortgage lending regulations
  • Well versed in all types of mortgage loans including Conventional, VA and FHA
  • Real Estate Transaction expertise
  • Experienced with mortgage programs incl: Encompass, Mortech, Optimal blue, Velocify, LP and DU
  • Experienced with Salesforce and other CRM programs

Timeline

Local Ad Sales

Yelp - San Francisco
04.2023 - 06.2024

Sales Representative

Angi Ad's
11.2022 - 04.2023

Senior Loan Officer

Mutual Of Omaha Mortgage
07.2022 - 10.2022

Senior Loan Officer/VA Loan Specialist

First Home Bank/BayFirst Financial Corp
02.2020 - 05.2022

Mortgage Banker/Loan Officer

Paramount Bank, Direct Division
11.2019 - 02.2020

Senior Loan Officer/VA Loan Specialist

First Home Bank
08.2017 - 11.2019

Additional Mortgage Experience includes:

Loan Originator
-

Business Management

Johnson County Community College
Jay E Young