Jeanine Burgess Medel
Summary
Results-driven Sr. Loan Processor with expertise in loan processing, regulatory compliance, and document verification. Known for enhancing efficiency and mentoring teams to achieve high accuracy in loan processing.
Overview
5
5
years of professional experience
Work History
Sr. Loan Processor
CMG Financial Services
Austin
05.2021 - Current
- Reviewed loan applications for accuracy and completeness.
- Communicated with clients to gather necessary documentation.
- Coordinated with underwriters to ensure timely processing of loan applications.
- Ensured compliance with lending regulations and policies.
- Managed loan files and tracked progress through the pipeline.
- Mentored junior processors on best practices in the workflow.
- Streamlined loan processing procedures, resulting in improved accuracy and faster turnaround times.
- Analyzed income documentation including pay stubs, W-2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
- Processed loan documents in a timely manner to meet closing deadlines.
- Collaborated closely with underwriters when reviewing files for final approval.
- Managed conditions sent from underwriting departments.
- Monitored loan progress throughout origination process, ensuring compliance and timely closings.
- Reviewed appraisals for accuracy before underwriting loans for approval or denial.
- Checked approvals against established bank and government lending standards.
- Coordinated document preparation with attorneys, title companies, lenders, and other third parties.
- Created and completed loan submission packages.
- Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
- Verified credit reports for accuracy and completeness prior to loan approval.
- Completed closing process by collaborating with attorneys, title companies and government clerks.
- Maintained complete confidentiality of submitted information according to release guidelines.
- Responded promptly to customer inquiries regarding their loan status and requirements.
- Evaluated financial statements and contacted institutions and customers to clarify details.
- Ensured that all required paperwork was completed accurately and timely by both parties.
- Upheld compliance with privacy and security requirements, as well as federal statutes covering VA loans.
- Structured loan packages by properly analyzing credit reports, income and asset documents.
- Calculated income, assets and liabilities to meet lender requirements.
- Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
- Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.
- Reviewed initial client documentation to structure and submit loan package.
- Organized loan files, updated databases, prepared general correspondence and communicated with stakeholders.
- Provided excellent customer service, maintaining high satisfaction levels among borrowers.
- Monitored and ensured timely processing of loan applications to meet closing dates.
- Conducted verification of employment, income, and deposits to support loan decisions.
- Assisted in developing and implementing streamlined loan processing procedures to improve efficiency.
- Managed pipeline of loans ensuring that all deadlines are met and loans progress to closing.
- Identified potential issues in loan files and worked with team members to devise solutions.
- Assisted in the preparation of loan closing documents and coordinated with closing agents.
- Communicated with applicants to gather additional information and answer queries regarding loan processes.
- Prepared and submitted detailed loan packages to the underwriting department for approval.
- Reviewed and verified loan application documents for completeness and accuracy.
- Coordinated appraisal orders and reviewed appraisal reports for accuracy and compliance.
- Verified client financial information to determine creditworthiness and loan eligibility.
- Informed customers of loan application requirements and deadlines.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Reviewed client documentation and contracts for discrepancies and mistakes.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Collaborated with company teams to expedite loan approval processes.
- Stayed abreast of lending regulations, industry trends and market rates.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
Education
High School Diploma -
Humble I.S.D.
Humble, TX05-1989
Skills
- Loan processing proficiency
- Loan processing
- Underwriting coordination
- Regulatory compliance
- Document verification
- Financial document review
- Document review
- Credit evaluation
- Escrow coordination
- Appraisals
- Title review
- Loan origination system usage
- Fraud detection awareness
- Financial analysis
- Generating reports
- Application status reviews
- Verifying information
- Information verification
- Time management
- Efficient time management
- Problem solving
- Adaptability to change
- Collaborative teamwork
- Team collaboration
- Confident decision-making
- Attention to detail
- Keen attention to detail
- Processing documents
- Employment verification
- Application status reviews
- Employment verification
- Team collaboration
Timeline
Sr. Loan Processor
CMG Financial Services
05.2021 - Current
High School Diploma -
Humble I.S.D.