Jeffrey Reardon
Summary
Senior Loan Officer with extensive experience in the Mortgage Industry, excelling in credit risk analysis and effective communication. Achieved high client retention through exceptional service and proactive support, managing a diverse loan portfolio while maintaining low default rates. Goal-oriented and committed to delivering outstanding results in fast-paced environments. Looking to assist with sales growth or use my credit analysis skills to protect a company's financial livelihood.
Professional with strong background in financial services, skilled in loan origination, underwriting, and credit analysis. Known for fostering team collaboration and delivering results in dynamic environments. Adept at building client relationships, ensuring compliance with regulations, and utilizing financial software tools. Reliable and adaptable, excels in meeting changing needs and achieving organizational goals.
Overview
21
21
years of professional experience
Work History
Senior Loan Officer
Fairway Independent Mortgage
04.2024 - Current
- Analyzed loan applications and credit reports to determine loan eligibility and risk level
- Submitted loan applications to underwriter for verification and recommendations.
- Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
- Developed strong relationships with borrowers, resulting in high levels of customer satisfaction.
Senior Loan Officer
Norcom Mortgage
04.2023 - 04.2024
- Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
- Managed a diverse portfolio of loans while maintaining low default rates through careful risk assessment and proactive borrower support.
- Maintained strict confidentiality of bank records and client information.
Senior Loan Officer
Embrace Home Loans
01.2014 - 11.2022
- Successfully managed high-volume pipeline of loans, consistently meeting or exceeding monthly sales targets.
- Achieved high levels of client retention by providing exceptional service throughout the loan origination process.
- Mentored junior loan officers, sharing expertise and knowledge to improve overall team performance.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Loan Officer
Poli Mortgage Group
05.2013 - 12.2013
- Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
- Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
- Examined customer loan applications and credit reports for loan approvals and denials.
- Maintained strict confidentiality of bank records and client information.
Loan Officer
Admirals Bank
04.2011 - 04.2013
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
Mortgage Loan Officer
The Mortgage Center of America
12.2003 - 04.2011
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
Education
Bachelor of Science - Hospitality Management
University of Massachusetts, Amherst
Amherst, MA05-1991
Skills
- Effective communication techniques
- Decision-making confidence
- Credit risk and analysis based on prior profile
- Time management efficiency
- Goal-oriented mindset
Timeline
Senior Loan Officer
Fairway Independent Mortgage
04.2024 - Current
Senior Loan Officer
Norcom Mortgage
04.2023 - 04.2024
Senior Loan Officer
Embrace Home Loans
01.2014 - 11.2022
Loan Officer
Poli Mortgage Group
05.2013 - 12.2013
Loan Officer
Admirals Bank
04.2011 - 04.2013
Mortgage Loan Officer
The Mortgage Center of America
12.2003 - 04.2011
Bachelor of Science - Hospitality Management
University of Massachusetts, Amherst
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