Jennifer Fiore
Sparks,NV
Summary
Experienced Senior Loan Officer with expertise in mortgage origination, borrower guidance, and compliance review. Known for relationship building, clear communication, and accurate loan processing across FHA, VA, and conventional loans.
Overview
1
1
Certification
14
14
years of professional experience
Work History
Senior Loan Officer
GUILD MORTGAGE COMPANY, LLC
SPARKS, NV
03.2013 - Current
- Guided borrowers in evaluating mortgage loan options and qualification requirements for enhanced decision-making.
- Assessed applications for credit, income, and asset eligibility to ensure compliance with lending standards.
- Walked clients through prequalification, application, and closing steps.
- Worked with underwriters, processors, and title teams to track file status.
- Prepared loan disclosures and verified compliance with lending guidelines.
- Examined FHA, VA, and conventional mortgage documents to ensure accuracy and compliance.
- Communicated rate quotes, program details, and closing timelines to borrowers.
- Attended networking events and conferences in order to build relationships within the industry.
- Provided guidance to customers regarding loan products, eligibility requirements, application processes, documentation requirements.
- Cultivated in-depth knowledge of lending regulations, best practices, and industry trends to inform client interactions.
- Negotiated terms and conditions of loans with clients, including interest rates and repayment plans.
- Presented complex financial concepts in an easy-to-understand manner for customers who have limited understanding of banking terminology.
- Developed relationships with prospective borrowers through cold-calling activities and referrals from other sources.
- Evaluated all relevant documents associated with each loan application prior to submission for approval.
- Ensured accuracy of all data entered into the bank's database system related to loan origination activities.
- Processed challenging loan applications for first-time borrowers, self-employed applicants and borrowers with problematic credit histories.
- Analyzed financial information provided by clients to determine repayment ability and appropriate loan amount.
- Resolved concerns and answered questions for parties involved with each transaction to promote successful outcomes.
- Collaborated with internal teams such as underwriting, legal, operations and marketing in order to ensure timely completion of loan transactions according to established standards and procedures.
- Developed and maintained knowledge of available loan products, processing procedures and underwriting and general departmental guidelines.
- Provided exceptional customer service to ensure seamless loan processing and client satisfaction.
Education
Business
UNIVERSITY OF RENO, NEVADA
Reno, NVSkills
- Mortgage underwriting
- Loan origination
- Credit analysis
- Loan disclosures
- FHA lending
- Compliance review
- Pipeline management
- Client advising
- Document verification
- Rate quoting
- Client communication
- Detail orientation
- Problem solving
- Relationship building
- Negotiation skills
- Time management
- Workflow optimization
- Collaborative teamwork
- Advanced risk assessment
- Credit analysis proficiency
- Regulatory compliance
- Relationship management prowess
- Detail-oriented analysis
Certification
- NMLS #474292 - MORTGAGE LOAN ORIGINATOR LICENSE
Accomplishments
- TOP PERFORMER, PRESIDENT'S CLUB - 2017 THROUGH 2021
Affiliations
- PRESIDENT 2025-2026 / ROTARY CLUB OF SPARKS CENTENNIAL SUNRISE
- VOLUNTEER, RONALD MCDONALD HOUSE - RENO, NV (2020-PRESENT)
- VOLUNTEER, FOOD BANK OF NORTHERN NEVADA - RENO, NV (2020-PRESENT)
Timeline
Senior Loan Officer
GUILD MORTGAGE COMPANY, LLC
03.2013 - Current
Business
UNIVERSITY OF RENO, NEVADA