Work Preference
Summary
Overview
Work History
Skills
Timeline
Generic
Jennifer Peterson
Open To Work

Jennifer Peterson

Underwriter
Mt. Pleasant,WI

Work Preference

Job Search Status

Open to work
Desired start date: Immediately

Desired Job Title

Senior UnderwriterSenior UnderwriterSr. Mortgage Banking UnderwriterUnderwriterAny

Work Type

Full TimePart TimeContract WorkGig WorkConsultingVolunteerSeasonal Work

Location Preference

HybridRemote
Location: Racine, WI
Open to relocation: Yes

Salary Range

$45000/yr - $200000/yr

Important To Me

Work-life balance

Summary

Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels.

Overview

15
15
years of professional experience

Work History

Senior Underwriter

Cardinal Financial LLC
Charlotte, NC
03.2020 - 10.2024
  • Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
  • Verified integrity of applicants' information to minimize fraud.

Senior Underwriter

Member First Mortgage LLC
Grand Rapids, MI
08.2013 - 03.2020
  • Created debt analysis and comparison reports contrasting various conventional and government-backed financing options.
  • Focused on maintaining profitable business segment for company.
  • Assessed and advised on loan applications utilizing in-depth underwriting process understanding.
  • Developed training materials to improve team knowledge on industry trends and best practices in underwriting.

Sr. Mortgage Banking Underwriter

Chase Bank
11.2012 - 07.2013
  • Responsible for underwriting Conventional and FHA files

Underwriter

Diamond Residential Mortgage Co.
12.2009 - 11.2012
  • Company Overview: please note CTX, Charter Funding, Flagstar Bank and Diamond Residential were all with with same employer or group
  • Company changed names numerous times
  • Owned thru Paul Diamond
  • Responsible for underwriting mortgage loans according to HUD, Fannie/Freddie guidelines
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.

Skills

    • Analyzing data
    • Managing risk
    • Creditworthiness assessment
    • Working to put people in ownership of home

Timeline

Senior Underwriter

Cardinal Financial LLC
03.2020 - 10.2024

Senior Underwriter

Member First Mortgage LLC
08.2013 - 03.2020

Sr. Mortgage Banking Underwriter

Chase Bank
11.2012 - 07.2013

Underwriter

Diamond Residential Mortgage Co.
12.2009 - 11.2012