Jessie Albalat
Summary
Loan Review Processor / Quality Compliance specialist Strong background in Finance. Comprehensive background includes 20 years in the Real Estate, Mortgage, and Finance industry. Innovative and goal-oriented management professional committed to Real Estate, Finance and Title Services. -Positive attitude -My motto, think big and move mountains. Live a balanced life and apply ethical principles to make a significant difference.
Overview
6
6
years of professional experience
Work History
Loan Documentation Specialist
Pacific National Bank
Miami, USA
07.2024 - 08.2024
- Company Overview: Brickell, Miami
- Review loan applications, credit reports, income statements, and other financial documents.
- Update loan files and maintain accurate records.
- Reviewing loan applications to ensure the data is complete, accurate, and meets the necessary guidelines.
- Collecting and preparing all necessary documentation from applicants, such as income verification, credit reports, and asset statements.
- Conducting thorough background checks, including credit and employment history, to assess the creditworthiness of applicants.
- Coordinating with underwriters to resolve any issues or questions regarding the loan files.
- Ensuring compliance with financial regulations and maintaining up-to-date knowledge of lender policies and requirements.
- Communicating effectively with applicants to gather information, provide updates, and clarify documentation needs.
- Managing loan files and using loan processing software to track the status of multiple applications.
- Working closely with loan officers, underwriters, and other stakeholders to facilitate a smooth loan process.
- Assisting in the preparation and coordination of loan closing procedures and documentation.
- Addressing and resolving applicant concerns and questions throughout the loan process.
- Maintaining detailed records of loan transactions, applicant interactions, and documentation.
- Regularly updating all parties involved on the progress of the loan application and any next steps required.
- Brickell, Miami
Post-Closer
Hemisphere Title Company
Miami Lakes, USA
05.2024 - 06.2024
- Company Overview: Miami Lakes, Fl 33016
- Audit/Review Loan Packages (Original Documents), closed Loan Documents (residential) after closing to ensure completeness and accuracy, retrieve final documents.
- Request Payoffs, follow up and Obtain Payoff Letters.
- Follow up on Title (schedule-B requirements) issues and gather any missing information.
- Provide Support to customers inquiries.
- Disburse (funding) checks per Closing requirement/Closing Disclosure statement (HUD/Alta-1).
- Send Closing document our for recording (Mortgage/Affidavits) – follow-up on recorded documents.
- Create/launch Loan Document Ticklers/tack/and cure with the SLA period.
- Miami Lakes, Fl 33016
Loan Officer Assistant
Capital Financial Lending
Doral, USA
02.2024 - 03.2024
- Company Overview: Doral, Fl 33166
- Review loan approval (conditions).
- Verify the accuracy of loan documents and ensure that all necessary documents are complete within the necessary timeframe.
- Review loan applications, credit reports, income statements, and other financial documents.
- Update loan files and maintain accurate records.
- Reviewing loan applications to ensure the data is complete, accurate, and meets the necessary guidelines.
- Collecting and preparing all necessary documentation from applicants, such as income verification, credit reports, and asset statements.
- Conducting thorough background checks, including credit and employment history, to assess the creditworthiness of applicants.
- Coordinating with underwriters to resolve any issues or questions regarding the loan files.
- Ensuring compliance with financial regulations and maintaining up-to-date knowledge of lender policies and requirements.
- Communicating effectively with applicants to gather information, provide updates, and clarify documentation needs.
- Managing loan files and using loan processing software to track the status of multiple applications.
- Doral, Fl 33166
Loan Document Specialist
Bayview Asset Management
Doral, USA
09.2018 - 01.2024
- Company Overview: 7300 Corporate Center, Ste 404. Doral, Florida 33126
- Processing: Review CAFCAM (Credit Approval for Conditions)
- Review 90-day credit approval for extension; review any special conditions that may have been added after the final CAFCAM.
- Gather information for the loan Application; collect data from Clients such as financial statements.
- Review Closing Executed Loan Documents; signature cards, closers’ OFAC.
- Assist the Closing Officer with requests and tasks needed to complete and process applications.
- Review pipeline Commercial Loan Pipeline (CLP) to ensure all required documents have been uploaded; Review uploaded documents for correct.
- Review corporate Search; CCR’s, Articles of Incorporation, Liens, Judgments etc.
- Recreate Closing due diligence Checklist on all closings.
- Meet Loan Application Deadline.
- Review Attorney Transmittal of executed Loan document for readiness.
- 7300 Corporate Center, Ste 404. Doral, Florida 33126
Loan Document Specialist
Popular Banking Association
Miami Lakes, USA
09.2018 - 01.2024
- Company Overview: Miami Lakes, FL 33016
- Processing: Review CAFCAM (Credit Approval for Conditions)
- Review 90-day credit approval for extension; review any special conditions that may have been added after the final CAFCAM.
- Gather information for the loan Application; collect data from Clients such as financial statements.
- Review Closing Executed Loan Documents; signature cards, closers’ OFAC.
- Assist the Closing Officer with requests and tasks needed to complete and process applications.
- Review pipeline Commercial Loan Pipeline (CLP) to ensure all required documents have been uploaded; Review uploaded documents for correct.
- Review corporate Search; CCR’s, Articles of Incorporation, Liens, Judgments etc.
- Recreate Closing due diligence Checklist on all closings.
- Meet Loan Application Deadline.
- Review Attorney Transmittal of executed Loan document for readiness.
- Miami Lakes, FL 33016
Education
Chartered International Banking Certificate - Anti-Money Laundering course
University of The Cayman Islands
Cayman Islands10.1996
Skills
- Excellent multitasking ability
- Customer Relations
- Organizational Skills
- Team Leadership
- Critical Thinking
- MS Windows proficient
- Strong Client Relations
- Exceptional Attention to Detail
- Analytical Thinker
- Superior Verbal and Written Communication
References
- Joanna Navarro, (305)726-6881, most recent Supervisor
- Ivette Perez, (786)239-7141, Former team Lead
- Anne Darley, (786)313-1698, former supervisor
Timeline
Loan Documentation Specialist
Pacific National Bank
07.2024 - 08.2024
Post-Closer
Hemisphere Title Company
05.2024 - 06.2024
Loan Officer Assistant
Capital Financial Lending
02.2024 - 03.2024
Loan Document Specialist
Bayview Asset Management
09.2018 - 01.2024
Loan Document Specialist
Popular Banking Association
09.2018 - 01.2024
Chartered International Banking Certificate - Anti-Money Laundering course
University of The Cayman Islands