JILL P. BRADBERRY
Summary
Community banking executive with 30+ years of experience developing trusted relationships with bank executives, boards of directors, regulators, and industry stakeholders throughout the Southeast. Recognized for building credibility quickly, strengthening engagement, and helping community banks navigate operational, regulatory, and strategic challenges.
Proven ability to influence executive decision-making, communicate complex industry issues, and support organizational growth through consultative relationship management and strategic advisory leadership. Extensive knowledge of community bank operations, compliance, risk management, and industry advocacy initiatives
Overview
18
18
years of professional experience
Work History
Senior Vice President, Compliance & BSA Officer
CommerceOne Bank
Birmingham, AL
04.2021 - Current
- Serve as a strategic advisor to executive leadership and Board of Directors, supporting organizational alignment and enterprise risk strategy
- Act as primary liaison with regulators and auditors, fostering trusted external relationships and successful examination outcomes
- Present risk insights and strategic recommendations to Audit Committee and senior leadership teams
- Partner cross-functionally to align compliance initiatives with broader business objectives and growth priorities
- Lead enterprise-wide training and engagement initiatives that improve employee participation, knowledge, and operational readiness
Compliance Examiner (Commissioned)
Federal Deposit Insurance Corporation (FDIC)
Jackson, MS
10.2017 - 03.2021
- Cultivated relationships with bank executives and boards at community banking institutions ranging from $45M to $654M in assets, enhancing collaboration and trust
- Led high-impact regulatory engagements as Examiner-in-Charge, delivering actionable recommendations and driving operational improvement
- Conducted Board-level exit meetings that influenced leadership decision-making and strengthened institutional performance
- Pinpointed operational and compliance gaps, enabling institutions to enhance regulatory standing and ensure long-term viability
- Guided and trained developing professionals, enhancing team capabilities and fostering collaboration
Vice President, Compliance & CRA Officer
Merchants Bank of Alabama
Cullman, AL
07.2008 - 10.2017
- Reported directly to Board of Directors on risk management, compliance performance, and strategic priorities
- Partnered with executive leadership to enhance bank-wide compliance infrastructure and align strategic initiatives with regulatory requirements
- Liaised with regulators, auditors, and external stakeholders to cultivate strong, long-term relationships that supported compliance objectives
- Led cross-functional initiatives in system conversions, vendor management, and policy implementation to streamline compliance processes
- Developed and delivered employee training programs that enhanced engagement and operational effectiveness
- Supported community-focused initiatives aligned with CRA objectives and organizational growth goals
Education
Bachelor of Business Administration -
Athens State University
Athens, AlabamaCertified Regulatory Compliance Manager -
American Bankers Association
Skills
Community Banking Strategy Executive Relationship Management Member & Stakeholder Engagement Business Development Support Strategic Partnerships Consultative Relationship Management Community Bank Advisory Board & Executive Communication Industry Advocacy & Representation Strategic Planning & Execution Regulatory & Risk Advisory Cross-Functional Leadership Member Retention & Engagement Training & Program Development Public Speaking & Facilitation CRM & Technology Proficiency Negotiation & Consensus Building Operational & Compliance Leadership
Affiliations
- President, Cullman City School Board (Elected)
- Build and maintain strategic relationships with city leadership, community stakeholders, educators, and public officials to advance organizational priorities and strengthen community engagement
- Serve as primary facilitator for board meetings, driving collaboration, consensus-building, and executive-level decision-making among diverse stakeholder groups
- Represent the school system in external advocacy efforts, including Washington, D.C. leadership visits with federal legislators and community partners to support funding and strategic initiatives
- Partner with the mayor, city council, and business leaders to strengthen community partnerships and support long-term organizational objectives
- Lead executive negotiations for superintendent and chief financial officer contracts, balancing organizational priorities, fiscal responsibility, and leadership retention
- Support strategic planning and operational initiatives for a growing public organization serving approximately 3,200 students and 385 employees
Websites
Earlier Experience
- Loan Officer / Branch Operations Manager
- Loan Assistant / Assistant Branch Manager / Teller
Timeline
Senior Vice President, Compliance & BSA Officer
CommerceOne Bank
04.2021 - Current
Compliance Examiner (Commissioned)
Federal Deposit Insurance Corporation (FDIC)
10.2017 - 03.2021
Vice President, Compliance & CRA Officer
Merchants Bank of Alabama
07.2008 - 10.2017
Bachelor of Business Administration -
Athens State University
Certified Regulatory Compliance Manager -
American Bankers Association