Summary
Overview
Work History
Education
Skills
Affiliations
Accomplishments
Certification
Languages
Volunteer Work
References
Timeline
Generic

John Alen

Orlando,Florida

Summary

Detail-oriented Mortgage Loan Officer with 28 years of experience. Adept at planning and working with clients for long periods of time. Committed to accuracy and financial success. Systematic Mortgage Loan Officer with extensive knowledge of Residential and Builder and commitment to finding the best financial plans for everyone. Successful at reviewing applications and detail-oriented inspections. Results-oriented Loan Originator knowledgeable about wide range of loan products. Professionally works with different customers to meet individual needs and maximize bank revenue. Analytical problem-solver tenacious in pursuing sales opportunities. Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Licensed Mortgage Loan Originator

New American Funding
Kissimmee, FL
03.2024 - Current
  • Developed and maintained relationships with real estate agents, builders, and financial professionals to increase referral business by conducting weekly outbound sales call visit to build lasting relationships
  • Analyzed loan applications and credit information to determine eligibility of borrowers for mortgage loans.
  • Prepared detailed loan application packages for review by underwriters.
  • Negotiated terms of loans with customers based on their individual needs.
  • Processed loan applications in accordance with established policies and procedures.
  • Provided timely updates regarding the status of each loan application to appropriate parties throughout the process.
  • Assisted customers in selecting the most suitable type of mortgage product according to their specific needs.
  • Ensured compliance with federal regulations such as Truth-in-Lending Act, Real Estate Settlement Procedures Act, Equal Credit Opportunity Act and Home Mortgage Disclosure Act.
  • Attended industry events and seminars to stay abreast of changes in the lending industry.
  • Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
  • Informed customers of application deadlines, approvals and denials.
  • Analyzed new markets and developed referral networks to locate new loan prospects.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.

Senior Mortgage Loan Originator

TRUIST
Orlando , FL
03.2019 - 03.2023
  • Conducted in-depth interviews with prospective borrowers to assess financial and credit information.
  • Reviewed borrower documentation for accuracy and completeness.
  • Managed a pipeline of over 80 loans at various stages of processing simultaneously.
  • Provided regular status updates to customers throughout the loan process.
  • Facilitated closing processes by coordinating with third party vendors such as title companies, appraisers and insurance agents.
  • Identified opportunities for cross selling additional services or products.

Mortgage Loan Officer

Eagle Home Mortgage, LLC
Orlando , FL
08.2018 - 12.2018
  • Conducted interviews with prospective clients to gather information regarding loan applications.
  • Ensured compliance with all federal, state and local regulations related to mortgage lending.
  • Maintained current knowledge of secondary market trends, government programs and other available financing sources.
  • Processed new loan applications in accordance with established guidelines.
  • Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.

Mortgage Loan Officer

Wells Fargo Home Mortgage
Altamonte Springs, FL
10.2015 - 08.2018
  • Met with applicants to obtain information for loan applications and answer questions about loan process.
  • Helped clients fill out loan applications and find ideal loan options.
  • Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
  • Submitted applications to credit analysts.
  • Educated customers regarding actions and strategies for debt repayment.
  • Stayed abreast of lending regulations, industry trends and market rates.

Mortgage Loan Officer

PNC Bank
Orlando , FL
01.2013 - 10.2015
  • Complied applications and paperwork and double-checked for accuracy.
  • Informed customers of application deadlines, approvals and denials.
  • Gathered client debt, credit and income information to determine loan eligibility.
  • Developed and maintained relationships with local real estate agents.
  • Reviewed credit histories from applicants and determined feasibility of granting requested loans.
  • Developed loan contracts and explained contract terms to clients.

Education

High School Diploma -

Auburndale Senior High School
Auburndale, FL
06-2017

Associate of Arts - Photography

Oxford College Of Further Education
Oxford, UK
07-1987

Associate of Science - Computer Engineering Technology

Valencia College
Orlando, FL

Skills

  • Documentation Management
  • Payment Collection
  • Relationship selling
  • Sales Development
  • Marketing expertise
  • Negotiation Tactics
  • Sales Forecasting
  • Desktop Underwriter expert
  • Goal-Oriented
  • Financial Analysis
  • Regulatory Compliance
  • Credit check knowledge
  • Credit evaluation
  • Document analysis
  • Licensed Mortgage Loan Originator
  • Data Interpretation
  • Document Review
  • Scheduling oversight

Affiliations

  • Multi Million Dollar Club in January 2024, by conducting weekly outbound face-to-face Sales calls.
  • Visit referral partners at realtors office once a week to maintain relationship with partners
  • Multi Million Dollar Award at wells Fargo 3 years in a row Achieved highest closed loan Volume Statewide
  • Conducted Monthly First time buyer seminars with real estate partners/ build great referral partnership
  • Attended weekly open houses to gain new referral business

Accomplishments

  • Achieve Multi million dollar club award 4 times in 2023 and one time in January
  • Achieve top ten list at New American Funding number 7 in the company in 2023
  • Accomplished Multi million dollar award club with wells fargo 3 years in a row
  • Highest closed Volume Wells Fargo 3 years in a row

Certification

  • VA military lending specialist certificate
  • Licensed Mortgage Originator
  • Licensed credit life and disability insurance
  • Certified HUD and FHA Lending

Languages

French
Professional
Creole
Professional
Spanish
Limited

Volunteer Work

  • Leader of Focal Point Church Local Homeless Ministry Orlando FL
  • Leader of Focal Point Overseas Medical Mission in Kenya Africa
  • Leader of Small Growth Group At Focal Pointy Church Orlando FL

References

References available upon request.

Timeline

Licensed Mortgage Loan Originator

New American Funding
03.2024 - Current

Senior Mortgage Loan Originator

TRUIST
03.2019 - 03.2023

Mortgage Loan Officer

Eagle Home Mortgage, LLC
08.2018 - 12.2018

Mortgage Loan Officer

Wells Fargo Home Mortgage
10.2015 - 08.2018

Mortgage Loan Officer

PNC Bank
01.2013 - 10.2015

High School Diploma -

Auburndale Senior High School

Associate of Arts - Photography

Oxford College Of Further Education

Associate of Science - Computer Engineering Technology

Valencia College

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John Alen