Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Timeline
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John Scarpaci

Bear

Summary

A strategic leader with nearly two decades of front-line experience identifying growth opportunities within the competitive banking landscape. I specialize in translating vast industry knowledge into actionable strategies that streamline operations and increase profitability. By blending rigorous financial analysis with a client-first mindset, I consistently deliver measurable results for both the institution and its stakeholders. Seeking opportunities to leverage my leadership skills and financial expertise to drive growth and customer satisfaction as a Bank Branch Manager.

Overview

2027
2027
years of professional experience

Work History

Branch Manager

Citizens Bank
Middletown, DE
2016 - Current
  • Led branch operations to enhance customer service and satisfaction levels.
  • Trained and mentored staff on compliance regulations and banking procedures.
  • Analyzed financial reports to identify growth opportunities and inform decision-making.
  • Oversaw daily cash management to ensure accuracy and mitigate risk exposure.
  • Fostered relationships with community stakeholders to promote financial literacy programs.
  • Implemented performance metrics to monitor team productivity and drive continuous improvement.
  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly resulting in both NPS and CES scores continuously being above 90%+.
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation resulting in a perfect record of Satisfactory Corporate Audits for my entire career with Citizens
  • Implemented effective sales strategies to achieve branch targets and exceed expectations consistently mostly impacting both Low Cost & High Cost percentages well above Region averages.
  • Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within the team.
  • Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
  • Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.
  • Developed a high-performing team through targeted recruitment, training, and performance management initiatives.
  • Reduced employee turnover by fostering a positive work environment and offering competitive compensation packages.
  • Ensured regulatory compliance through diligent adherence to industry standards, guidelines, and company policies.

Universal Banker/ Assistant Branch Manager

Citizens Bank
Bear, Delaware
02.2008 - 10.2016
  • Engage current and potential customers to gain an understanding of their unique banking needs.
  • Set prospect meetings at initial contact or through proactive follow-up.
  • Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.
  • Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.
  • Achieve personal sales goals and actively participate in branch sales and marketing activities.
  • Exercise strong decision making abilities and problem solving skills.
  • Embody customer commitments to accountability, community, innovation and accessibility.
  • Provide superior customer service to all internal and external customers.
  • Maintain a strong understanding of the applications and processes.
  • Develop relationship with Clients to proactively address their information needs.
  • Coaching and supporting current colleagues and prospective new hires so that they and the branch can reach their full potential.
  • Achievements include being a top selling banker for the last 6 of the last 8 Quarters in my current Peer group
  • Transforming an underachieving branch, last in our Peer group(77 out 77), into what is now a top 3 branch in our Peer group. This includes getting a Green audit for the first time in 3 years.

Store Manager

HMSHost
Newark, DE
02.1995 - 01.2008
  • Responsible for 3 Concepts totaling 14.5 million in sales annually
  • Schedule maker for 3 Concepts of 70+ employees
  • Weekly and Quarterly inventories
  • Ordering and Purchasing
  • Sales Forecasting
  • Customer Service expectation reporting

Education

High School Diploma -

St James High School
Penns Grove, NJ
1994

Skills

  • Operational Soundness
  • Reporting and Record keeping of Documents
  • Problem Solving and Decision Maker
  • Cash Management
  • Customer Service oriented
  • Time Management- Deadline Sensitive
  • Word, PowerPoint, Excel and Outlook
  • Sales Support
  • Bilingual

Accomplishments

Passed every Corporate Surprise Audit as a Branch Manager.

Made goal every Quarter as a Branch Manager in the Middletown location.

Languages

Spanish

Timeline

Universal Banker/ Assistant Branch Manager

Citizens Bank
02.2008 - 10.2016

Store Manager

HMSHost
02.1995 - 01.2008

Branch Manager

Citizens Bank
2016 - Current

High School Diploma -

St James High School