John Segrest

• Focused on the Multifamily UW Guides of Freddie Mac and Fannie Mae to ensure my underwriting was in compliance with each of the agencies (for both acquisition and refinance loans).
• Executed property inspections for Fannie Mae and Freddie Mac transactions in full UW due diligence.
• Reviewed third-party reports for compliance with the Guide and collaborated with appraisers, engineers, and zoning providers to discuss property condition and valuation.
• Communicated underwriting decisions and rationale to loan originators and clients, ensuring clarity and transparency.
• Mentored junior underwriters on best practices and regulatory requirements.
• Facilitated rate lock and closing procedures under tight timelines, ensuring timely transactions.

• Analyzed agency guidelines and Grandbridge's business lines to enhance financing strategies for commercial properties within the Birmingham, AL Production team.
• Guided clients in selecting optimal loan execution pathways, securing permanent financing for diverse commercial properties through agencies, banks, and life insurance companies.
• Transitioned from Analyst role to Producer role, contributing to the Birmingham Production Office's objectives as a Commercial Mortgage Loan Officer.
• Commercial Mortgage Banking firm specializing in permanent commercial and multifamily real estate loans; services loan portfolios; and provides asset and portfolio management as well as real estate brokerage services on a national basis

Same as above.

• Analyzed financial data to support investment decisions for real estate projects.
• Developed reports on market trends for internal stakeholders and management teams.
• Collaborated with cross-functional teams to streamline production processes and workflows.

• Underwrote mortgage-backed loans on commercial properties – mainly apartment complexes and manufactured housing communities.
• Ordered and reviewed third-party reports, engaging with industry professionals to assess and validate commercial property valuations.
• Coordinated timing and procedures for interest rate locks and ensured accuracy of loan closing documentation.
• Conducted property inspections at multifamily locations during full UW due diligence to evaluate property conditions and align with proposed loan terms.