John William Arnold
Kansas City,MO
Summary
Commercial banking and business development professional with experience managing a ~$2.0B commercial loan portfolio, underwriting C&I and OOCRE transactions, building client relationships, and driving new business. Combines strong financial analysis with a proven background in consultative sales, relationship management, and business growth.
Overview
6
6
years of professional experience
Work History
Commercial Portfolio Manager II
UMB Bank
Kansas City, MO
11.2023 - Current
- Manage a ~$2.0B commercial loan portfolio, maintaining client relationships and financial reporting/compliance deliverables.
- Underwrite C&I and OOCRE transactions using borrower financial performance, cash flow, credit metrics, and repayment capacity.
- Prepare loan proposals and recommendations for Loan Committee, including financial analysis, credit underwriting, and transaction structuring.
- • Facilitate networking opportunities for UMB associates to expand professional connections.
Business Development Representative
Office Products Alliance
Kansas City, MO
04.2022 - 11.2023
- Manage client accounts through the full lifecycle while advising customers on maximizing value from services.
- Develop new business through networking, community events, cold calling, and social media; track sales performance and corrective action plans.
- Represented OPA at local Chambers of Commerce and community business events, developing relationships and increasing company visibility.
Business Development Executive
Thrive Commercial Truck Agency, Inc.
Olathe, KS
09.2021 - 04.2022
- Identified and cultivated commercial insurance prospects and cross-sell opportunities.
- Partnered with underwriters to develop coverage options aligned with client needs.
Evaluated exposure, coverage requirements and risk factors when qualifying prospects.
National Account Manager
Ryan Transportation
Overland Park, KS
06.2020 - 09.2021
- Promoted three times based on performance and earned Diamond Club recognition.
- Generated new business through high-volume outbound prospecting and relationship development.
- Negotiated freight rates to maximize profitability while managing multiple customer accounts.
Education
Bachelor of Science - Business Marketing
University of Kansas
Lawrence, KS05.2020
Skills
- Commercial Credit Analysis
- C&I & OOCRE Underwriting
- Financial Statement Analysis
- Portfolio Management
- Client Relationship Management
- Business Development
- Negotiation & Consultative Sales
- Financial Analysis & Reporting
- Credit Risk Assessment
- Cross-Functional Collaboration
COMMUNITY INVOLVEMENT
- Lead to Read KC - Mentor & Associate Board Chair Kansas City, MO 09/2022 - Present
- genKC - Board Member Kansas City, MO 09/2025 - Present
ACCOMPLISHMENTS
- Ryan Transportation – Diamond Club
- Army ROTC – Team Leader
- Phi Kappa Psi – PC Vice President
ADDITIONAL EXPERIENCE
- Bullwinkle's Bar and Grill - Bar Manager | 01/2017 - 06/2020
- Kansas City Royals - Clubhouse Attendant/Batboy | 12/2014 - 11/2017
Timeline
Commercial Portfolio Manager II
UMB Bank
11.2023 - Current
Business Development Representative
Office Products Alliance
04.2022 - 11.2023
Business Development Executive
Thrive Commercial Truck Agency, Inc.
09.2021 - 04.2022
National Account Manager
Ryan Transportation
06.2020 - 09.2021
Bachelor of Science - Business Marketing
University of Kansas