Jordan Johnson
Cheshire,CT
Summary
Accomplished Mortgage Underwriter recognized for strong analytical skills and risk assessment capabilities. Experience in training new team members and enhancing compliance with lending regulations, contributing to improved operational efficiency and client satisfaction.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Mortgage Underwriter
Union Home Mortgage
Remote, Cheshire, CT.
08.2024 - 02.2026
- Evaluated borrower creditworthiness through thorough analysis of financial documentation
- Assessed risk factors and ensured compliance with lending guidelines
- Collaborated with loan officers to streamline underwriting processes and improve turnaround times
- Reviewed and analyzed property appraisals to determine marke
- Identified discrepancies in applications, providing solutions to expedite approvals
- Trained new team members on underwriting procedures and best practices
Mortgage Underwriter
Total Mortgage
Remote, Cheshire, CT.
05.2019 - 06.2022
- Reviewed and analyzed property appraisals to determine market value accuracy
- Leveraged mortgage underwriting software to maintain accurate records and reporting
- Communicated effectively with clients to clarify requirements and resolve concerns
- Approved or denied loans based on established criteria and underwriting guidelines.
Mortgage Underwriter
Village Mortgage Company
Avon, CT
07.2015 - 08.2019
- Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
Mortgage Underwriter
Rockville Bank
South Windsor, CT
04.2012 - 06.2015
- Evaluated borrower creditworthiness through thorough analysis of financial documentation
- Assessed risk factors and ensured compliance with lending guidelines
- Collaborated with loan officers to streamline underwriting processes and improve turnaround times
- Reviewed and analyzed property appraisals to determine market value accuracy
Mortgage Underwriter
Bank of America
Farmington, CT
04.2010 - 03.2012
- Verified integrity of applicants' information to minimize fraud.
- Negotiated and communicated with loan officers, processors and loan applicants to reach satisfactory loan terms.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Enhanced risk assessment accuracy by conducting thorough reviews of credit reports, employment history, and income verification documents.
Education
Bachelor of Science - Economics
University Of Connecticut
Storrs, CTSkills
- Documentation review
- Underwriting guidelines
- Residential mortgage lending regulations
- Application analysis
Certification
- HUD approved, FHA Underwriter
Timeline
Mortgage Underwriter
Union Home Mortgage
08.2024 - 02.2026
Mortgage Underwriter
Total Mortgage
05.2019 - 06.2022
Mortgage Underwriter
Village Mortgage Company
07.2015 - 08.2019
Mortgage Underwriter
Rockville Bank
04.2012 - 06.2015
Mortgage Underwriter
Bank of America
04.2010 - 03.2012
Bachelor of Science - Economics
University Of Connecticut