Jose Haro
Summary
Practical, detail-focused Doc Drawer Lead with nearly a decade of experience across the entire mortgage documentation lifecycle. Strong background in pipeline queue management, complex disclosure audits, and onboarding new closing staff. Recognized for keeping error rates low, maintaining tight turn-around times, and bridging communication between brokers, escrow, and the operations team. Seeking a Document Drawer Manager role to streamline operations and drive department accuracy
Overview
10
10
years of professional experience
Work History
Document Drawer Lead
FORWARD LENDING MORTGAGE
Newport Beach, USA
03.2021 - 08.2026
- Supported doc drawer team with loan assignments to keep processing moving on schedule.
- Prepared final loan documents for borrowers to wet-sign.
- Reviewed all disclosures, including initial loan estimates and closing disclosures.
- Checked calculations from underwriters, account managers, disclosure specialists, and account executives for accuracy.
- Balanced fees against settlement statements.
- Reviewed vesting for borrowers.
- Provided training for new employees on company policies and procedures to improve onboarding.
- Reviewed and calculated property taxes for corresponding states and cities.
Document Drawer
BLUEPOINT MORTGAGE
Costa Mesa, USA
06.2019 - 03.2021
- Reviewed disclosures, including initial disclosures, loan estimates and closing disclosures.
- Prepared final loan documents for borrower wet-signature execution.
- Reconciled fees against settlement statements to confirm financial accuracy and transparency.
- Reviewed disclosures, including initial loan estimates and closing disclosures, for completeness and regulatory compliance.
- Reviewed vesting for borrower records.
- Checked calculations completed by underwriters, account managers, disclosure specialists, and account executives for accuracy and compliance.
Disclosure Lead
BLUEPOINT MORTGAGE
Costa Mesa, USA
09.2018 - 05.2019
- Supervise the Disclosure department
- Assign Disclosure Specialists to specific account managers
- Coordinated initial disclosure distribution during peak periods for Set-Up team
- Takeover any leftover work left behind by Disclosure Team
- Assisted in distributing initial disclosures during peak workload of Set-Up team
- Take over any leftover work left behind by Disclosure Team
Disclosure Specialist
BLUEPOINT MORTGAGE
Costa Mesa, USA
10.2017 - 08.2018
- Organized initial disclosures, Loan Estimates, Closing Disclosures into investor packets for timely distribution
- Ensured all disclosures complied with TRID guidelines to maintain regulatory standards
- Balanced and generated closing disclosures for accurate documentation
- Make sures all necessary disclosures are in the Investor Packets
- Make sure all necessary disclosures are in the Investor Packets
Loan Set Up
BLUEPOINT MORTGAGE
Costa Mesa, USA
10.2016 - 09.2017
- Requested appraisals for properties to assess their market value.
- Assessed borrower eligibility for FHA/CONV/VA loans to ensure compliance with lending guidelines
- Reviewed loan data in Lending QB, DU/LP, 1003, Loan Transmittal to ensure accuracy and completeness
- Ordered appraisals to support timely loan processing
Education
High School Diploma -
GODINEZ FUNDAMENTAL HIGH SCHOOL
Skills
- Document review
- Loan processing
- Quality assurance
- Fee balancing
- Customer relationship management
- Team training
- Team building
- Leadership skills
- Problem solving
- Analytical thinking
- Attention to detail
- Effective communication
- Calm under pressure
References
- Genovi Pizarro, 562-688-9879
- Miliah San, 562-481-8525
- Luis Aguilar, 562-774-5464
Volunteer Experience
Santiago Little League, Coach tee-ball, In charge of game schedules
Timeline
Document Drawer Lead
FORWARD LENDING MORTGAGE
03.2021 - 08.2026
Document Drawer
BLUEPOINT MORTGAGE
06.2019 - 03.2021
Disclosure Lead
BLUEPOINT MORTGAGE
09.2018 - 05.2019
Disclosure Specialist
BLUEPOINT MORTGAGE
10.2017 - 08.2018
Loan Set Up
BLUEPOINT MORTGAGE
10.2016 - 09.2017
High School Diploma -
GODINEZ FUNDAMENTAL HIGH SCHOOL