Open To Work
Jose Jaime
Cedar Park
Summary
Dynamic real estate broker with extensive experience at Owners Choice Realty, Inc., excelling in market analysis and property valuations. Proven track record in closing sales and delivering exceptional customer service. Skilled in loan origination and negotiation, I thrive in fast-paced environments, ensuring clients achieve their homeownership dreams with confidence.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Real Estate Broker
Owners Choice Realty, Inc.
Santa Maria
09.2019 - Current
- Develop expertise in market analysis and property valuations.
- Research competitive prices in order to set realistic listing prices for homes
- Make appointments with prospective buyers to showcase houses and
- Assist customers in navigating complex paperwork associated with purchasing a home.
- Collaborate closely with agents, lenders, appraisers, title companies., during closing processes.
Mortgage Loan Advisor
First Bank
Santa Maria
03.2018 - 04.2019
- Assisted customers with the completion of loan applications and documentation requirements.
- Provided guidance to clients on mortgage options based on their individual needs and financial situation.
- Performed quality control reviews on closed files ensuring accuracy of data entry into system.
- Developed strategies for cross-selling products such as home equity lines of credit or refinancing options.
- Conducted credit checks and analyzed financial information to determine eligibility for loans.
Mortgage Consultant
Wells Fargo Home Mortgage
Santa Maria
07.2014 - 03.2018
- Monitored progress of loans throughout the processing cycle including review of appraisals and title reports.
- Performed detailed financial analysis, credit risk assessment, and loan origination processes.
- Established successful partnerships with other departments, external vendors, and third party providers.
- Assisted borrowers in obtaining necessary documents needed for mortgage applications.
- Facilitated smooth transitions between pre-qualification and pre-approval stages through closing.
Mortgage Loan Officer
Loan Depot
Santa Maria
11.2013 - 07.2014
- Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Used consultative selling techniques to advise clients on mortgage loan options and other financial products.
- Conducted risk assessment of loan applications and provided recommendations.
- Built relationships with real estate agents, businesses, and other referral sources.
- Managed pipeline of loans from pre-qualification through closing while ensuring high levels of customer service were met throughout the entire process.
Mortgage Consultant
Wells Fargo Home Mortgage
Santa Maria
08.2011 - 11.2013
- Assisted borrowers in obtaining necessary documents needed for mortgage applications.
- Managed the entire loan process from application through closing while adhering to all applicable laws and regulations.
- Developed strong customer service skills and ability to build relationships with clients.
- Monitored progress of loans throughout the processing cycle including review of appraisals and title reports.
- Analyzed large volumes of financial data and provided sound recommendations to clients.
Automobile Sales Consultant
Santa Maria Nissan
Santa Maria
07.2010 - 08.2011
- Greeted customers, built rapport, presented the vehicle that best fitted their needs, demo the car, overcame objections and closed the sale.
Automobile Sales Consultant
Lompoc Honda now RocketTown Honda
Lompoc
04.2009 - 05.2010
- Greeted customers, built rapport, presented the vehicle that best fitted their needs, demo the car, overcame objections and closed the sale.
Education
Bachelors of Science - Finance, Business Administration
California State University
Fresno, CA05.2006
Skills
- Sales experience (19 years)
- Typing 75 WPM
- Negotiation
- Multi-tasking
- Loan processing
- Closing sales
- Professionalism
- Negotiation (sales skills)
- Phone communication
- Credit Analysis
- Self-motivation
- Marketing
- Financial services
- Microsoft Word
- Microsoft Office
- Computer operation
- Positive Attitude
- Fair Housing Regulations
- Outbound calling
- Debt-to-income ratio calculation
- Loan origination
- Direct selling
- Mortgage lending
- Outlook
- Consultative selling
- Pricing
- Prospecting
- Time Management
- Customer service
- Teamwork
- Deal closing
- Real estate market analysis
- Federal Housing Administration (FHA) loans
- Financial Analysis
- Lead generation
- Dependability
Certification
• CA Real Estate Broker
• Mortgage Loan Originator Endorsement
• Mortgage Loan Originator Endorsement
Awards
- NAHREP Top 250 Latino Mortgage Originator, 2016
- NAHREP Top 250 Latino Mortgage Originator, 2015
Languages
- Bilingual
- Spanish, Fluent
- Bilingual, Fluent
References
References available upon request.
Work Preference
Job Search Status
Open to workWork Type
Full TimeLocation Preference
On-SiteRemoteHybridSalary Range
$50000/yr - $200000/yrTimeline
Real Estate Broker
Owners Choice Realty, Inc.
09.2019 - Current
Mortgage Loan Advisor
First Bank
03.2018 - 04.2019
Mortgage Consultant
Wells Fargo Home Mortgage
07.2014 - 03.2018
Mortgage Loan Officer
Loan Depot
11.2013 - 07.2014
Mortgage Consultant
Wells Fargo Home Mortgage
08.2011 - 11.2013
Automobile Sales Consultant
Santa Maria Nissan
07.2010 - 08.2011
Automobile Sales Consultant
Lompoc Honda now RocketTown Honda
04.2009 - 05.2010
Bachelors of Science - Finance, Business Administration
California State University