Jose E Meras
Vadnais Heights ,MN
Summary
A Banking professional with an extensive knowledge in the field of Operations Analyst and Mortgage Lending.
Quality-driven Operations Analyst skilled at collecting and analyzing information.
Skills in generating reports and presenting trends in order to help business plan and improve operations.
Overview
9
9
years of professional experience
Work History
Customer Due Diligence Operations Analyst
US Bank
Minneapolis, MN
08.2016 - Current
- Identified areas of risk exposures reflected on Customer Background checks and developed mitigation strategies.
- Review business and personal high risk accounts for activities potentially relating to money laundering and terrorist financing. Recognize problems, determine solutions and initiate corrective actions.
- Once all applicable research completed, the final recommendation to upper management to maintain or end customer(s) relationship is submitted.
Mortgage Closing Assistant
US Bank Home Mortgage
Minneapolis, MN
09.2015 - 08.2016
- Assigned daily loans to individual Closers.
- Worked closely with underwriters, processors, attorneys, real estate agents, buyers, sellers and lenders throughout the entire closing process.
- Reviewed loan applications and supporting documentation for completeness and compliance.
- Prepared and delivered loan documents to title and escrow teams.
Deficiency Analyst
Wells Fargo Home Mortgage
Minneapolis, MN
02.2015 - 09.2015
- Research the deficiencies in order to ascertain best course of action to resolution.
- Audited company's legal documents to verify compliant policies and procedures prior to deliver to the investors; Fannie Mae and Freddie Mac.
Education
Certificate of Recording Art -
MediaTech Institute
Austin, TX01-2007
Some College (No Degree) -
Austin Community College
Austin, TXSkills
- Date entry (alpha and numeric)
- Microsoft software (Word, Excel, outlook)
- Reporting Abilities
- Data Analysis
- Analytical Skills
- Effective Communication
Timeline
Customer Due Diligence Operations Analyst
US Bank
08.2016 - Current
Mortgage Closing Assistant
US Bank Home Mortgage
09.2015 - 08.2016
Deficiency Analyst
Wells Fargo Home Mortgage
02.2015 - 09.2015
Certificate of Recording Art -
MediaTech Institute
Some College (No Degree) -
Austin Community College