Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Joseph Jurbala

Chalfont,PA

Summary

Reliable business professional with experience in credit analysis, underwriting and financial analysis. Proficient in analyzing financial data, assessing creditworthiness, and ensuring compliance with regulatory standards. Skilled in building strong relationships with clients and colleagues to facilitate effective credit evaluation processes. Proven ability to communicate complex financial information effectively and make data-driven lending decisions.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Client Relationship Manager (CRM)

American Heritage Credit Union
06.2017 - 11.2023
  • Credit Analyst.
  • Credit underwriting for loans and new accounts.
  • Analyzed and reviewed Credit Reports.
  • Analyzing financial statements, payroll, W2s, tax returns.
  • Assessed credit risk.
  • Interviewing members for loan options and preparing loan applications.
  • Onboarding new members and establishing relationships through enrolling them in credit union services.
  • Offering financial solutions to members while enhancing relationships and providing ultimate member service.
  • Maintained detailed records of all client interactions, ensuring accuracy in account management and reporting activities.

Member Advisor

American Heritage Credit Union
03.2014 - 06.2017
  • Ability to analyze and identify member's questions/problems.
  • Perform various transactions on accounts and research member inquiries including follow up to ensure member satisfaction.
  • Developed comprehensive knowledge of products and services to better assist members in reaching their financial goals.

Bartender

Movie Tavern
10.2012 - 05.2014
  • Responsible for selling promotional and regular menu items in a fast paced environment.
  • Provide excellent customer service while working as part of a team.
  • Managed cash handling duties responsibly, ensuring accurate accounting at the end of each shift.

Bartender

Reeds Bar and Grille
05.2011 - 08.2012
  • Assisted with the development of marketing materials and marketing plans for Reeds.
  • Performed opening and closing duties, printing sales reports, setting up for incoming shift, preparing cash drawers, and taking inventory.
  • Developed a strong rapport with patrons, resulting in repeat business and increased loyalty.

Education

Bachelor of Science - Business Administration

Kutztown University of Pennsylvania
Kutztown, PA
05.2013

Skills

  • Credit analysis
  • Credit risk
  • Credit Reporting
  • Analyzing data
  • Risk Assessment
  • Financial statement analysis

Certification

CCUFC

Timeline

Client Relationship Manager (CRM)

American Heritage Credit Union
06.2017 - 11.2023

Member Advisor

American Heritage Credit Union
03.2014 - 06.2017

Bartender

Movie Tavern
10.2012 - 05.2014

Bartender

Reeds Bar and Grille
05.2011 - 08.2012

Bachelor of Science - Business Administration

Kutztown University of Pennsylvania

CCUFC

Joseph Jurbala