Joseph Lemenager
11 Quentin Dr Londonderry,NH
Summary
Passionate Mortgage Loan Originator with proven success at Omni Mortgage Company closing over $85 million in residential loans since 2019. I have excelled in both relationship management and loan structuring for conventional, government, and 2nd lien mortgage financing. I cultivate strong referral networks and ensure seamless loan processes, resulting in increased client satisfaction and repeat business. Adept at navigating underwriting challenges while maintaining excellent communication with clients and partners. I look to continue building upon my reputation as a trusted resource in the mortgage industry within the Southern, NH area.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Mortgage Loan Originator
Omni Mortgage Company
Salem, NH
11.2018 - Current
- Develop and maintain relationships with local realtors, financial advisors, attorneys, etc. to create a strong referral network for mortgage applicants and prospective clients.
- Educate new clients on mortgage loan programs available in the marketplace, and facilitate the process of getting new clients pre-approved efficiently.
- Work with mortgage clients to manage the loan process from application to closing, ensuring all contract dates are met, and underwriting conditions are satisfied.
- Provide underwriting updates to clients, and provide professional guidance on any issues that arise during the transaction.
- Stay in touch with clients and realtors post-closing to maintain a professional relationship and encourage referrals for any future mortgage needs.
- Run a cost/benefit analysis for refinance leads to show short-term and long-term scenarios.
- Educate clients and realtors on current economic policy, Federal Reserve meetings, inflation, and consumer data to ensure that the best financial decisions can be executed in a timely manner.
Finance Manager
National Powersports
Pembroke, NH
08.2017 - 09.2018
- Managed all domestic finance transactions for the dealership sales team.
- Developed and maintained lending relationships with local credit unions, banks, and wholesale lenders.
- Sustained product relationships with all service contract and warranty vendors.
- Reviewed company-wide monthly financials, and strategized promotional sales with management and the accounting department to continue sales growth year over year.
- Responsible for correcting all funding delays, satisfying underwriting conditions, and completing funding paperwork for both lending partners and the NH State Department of Motor Vehicles.
Education
Bachelor of Science - Finance And Economics
University of New Hampshire
Durham, NH12-2016
Bachelor of Science - International Business
Universitat Autònoma De Barcelona
Barcelona Spain08-2016
High School Diploma -
Salem High School
Salem, NH06-2013
Skills
- Loan structuring
- Relationship management
- Secondary market knowledge
- Expert in Calyx software
- Proficient in Federal Reserve policy
- Excellent communication
- Creative networking
Accomplishments
- Winner of MVP for New England Club Baseball Association: 2014 Season
- University of New Hampshire Club Baseball Captain: 2016 Season
- Rising Star Award recipient for BNI NH: 2022 - 2023 Term
- Originated over $85 million in residential loans since 2019
Certification
- Licensed MLO through NMLS in NH, MA, ME, FL
- License # 1792222
Affiliations
- Co-Founder of BNI Four Seasons networking chapter in Londonderry, NH
- Built a team of highly motivated business owners looking to refer and receive quality business leads
- Since inception, I have helped BNI Four Seasons pass $3,300,000 in closed business for it's members
- Chapter Vice President in 2020 & 2021
- Chapter President in 2022
- Chapter Vice President in 2024
References
References available upon request.
Timeline
Mortgage Loan Originator
Omni Mortgage Company
11.2018 - Current
Finance Manager
National Powersports
08.2017 - 09.2018
Bachelor of Science - Finance And Economics
University of New Hampshire
Bachelor of Science - International Business
Universitat Autònoma De Barcelona
High School Diploma -
Salem High School
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