Summary
Overview
Work History
Education
Skills
Websites
Timeline
WEBSITE, PORTFOLIO AND PROFILES
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JOSEPH VUKTILAJ

Rochester Hills,MI

Summary

Meticulous and analytical loan professional trained in diverse loan products and exhaustive approval processes. Knowledgeable about application requirements, financial histories and underwriting processes.

Overview

5
5
years of professional experience

Work History

Loan Officer

United Mortgage Lending
07.2025 - Current
  • Evaluated borrower financial profiles to determine loan eligibility and options.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Negotiated loan terms and conditions with clients to maximize conversion

Loan Officer

New American Funding
04.2025 - 07.2025
  • Evaluated loan applications for creditworthiness and risk assessment.
  • Collaborated with clients to understand financial needs and recommend appropriate loan products.
  • Ensured compliance with regulatory requirements throughout the loan process.
  • Managed loan processing workflows to optimize turnaround times and enhance customer satisfaction.

Mortgage Banker

Loan Depot LLC
10.2024 - 04.2025
  • Originated residential mortgage loans for both purchase and refinance clients, consistently meeting or exceeding monthly funding goals.
  • Analyzed borrower financials, credit reports, and income documentation to determine loan eligibility and product suitability.
  • Managed the entire loan process from application through closing, coordinating with processors, underwriters, and closing agents to ensure timely and compliant closings.

Mortgage Banker

Rocket Mortgage
03.2021 - 09.2024
  • Originated residential loans for purchase and refinance clients.
  • Analyzed credit, income, and assets to determine loan eligibility.
  • Maintained up-to-date knowledge of lending guidelines, rates, and market trends to advise clients accurately and stay compliant with all regulatory standards.
  • Stayed current on lending guidelines and market trends.

Education

B.S. - HEALTH SCIENCE

OAKLAND UNIVERSITY
12.2020

Skills

  • Accounting & Budgeting
  • Customer Relationship Management
  • Excellent interpersonal and communication skills
  • CRM Platforms (eg, Salesforce, Velocify)
  • Poised under pressure
  • Sales & Pipeline Management
  • Strong Communication & Negotiation
  • Database management
  • Financial advising

Websites

Timeline

Loan Officer

United Mortgage Lending
07.2025 - Current

Loan Officer

New American Funding
04.2025 - 07.2025

Mortgage Banker

Loan Depot LLC
10.2024 - 04.2025

Mortgage Banker

Rocket Mortgage
03.2021 - 09.2024

B.S. - HEALTH SCIENCE

OAKLAND UNIVERSITY

WEBSITE, PORTFOLIO AND PROFILES

https://www.linkedin.com/in/joseph-vuktilaj/

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