Summary
Overview
Work History
Education
Skills
Languages
Certification
Timeline
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JOSHUA CABAN

The Bronx,NY

Summary

Dynamic professional with a proven track record at Suny Oswego RMA Program, adept in financial modeling. Excelled in analyzing economic conditions and utilizing Excel and Gretl for data-driven decisions. Achieved significant improvements in loan distribution and customer satisfaction through innovative solutions and effective communication. Detail-oriented risk management specialist versed in financial analysis and reporting. Brings advanced understanding of market conditions and trends, risk mitigation strategies and financial decision-making. Adept in diverse statistical analyses techniques.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Suny Oswego RMA Program

Risk management association
Oswego, NY
01.2024 - 05.2024
  • Collaboratively assessed multiple loan scenarios, identifying business challenges through thorough analysis of financial records and sector averages.
  • Analyzed credit risk alongside economic and industry conditions when distributing loans.
  • Evaluated banking needs alongside customer preferences for loan options.
  • Designed predictive financial models encompassing projected cash flows, income statement projections, and collateral values.
  • Effectively Communicated business analyses to customers and loan committee.

Economic Research Intern

Suny Oswego Work Study
Oswego, NY
08.2022 - 12.2022
  • Analyzed economic strengths of various industries in Central NY area to update development roadmaps.
  • Utilized complex statistical techniques and software for data analysis and insights extraction. (Excel & Gretl)
  • Gained extensive knowledge of various industries and markets.
  • Developed Excel charts and graphs for industry sectors, employment data, wage analysis, trade clusters and R&D expenditure.

Flyer Distributor

Brooklyn Plumbing Service
Brooklyn, NY
03.2018 - 04.2018
  • Enhanced sales success by advertising through door-to-door flyer distribution.
  • Organized team activities to ensure timely delivery of flyers.
  • Boosted participation for the organization via effective communication of online advertising.
  • Enhanced customer satisfaction through proactive and friendly initial engagements.

Sales Associate

Queens Second Hand Shop
Queens, NY
04.2015 - 12.2017
  • Managing cash transactions accurately, while assisted customers to ensure satisfaction
  • Built strong relationships with customers and employees and handled customer inquiries
  • Ensuring accurate pricing and inventory while actively listening to understand customer needs
  • Consistently reached sales goals while discounting long-held items.

Education

Bachelor of Arts - Economics

State University of New York (SUNY) At Oswego
Oswego, NY
05-2024

Bachelor of Arts - Finance

Suny Oswego
Oswego, NY
05-2024

Skills

  • Excel Spreadsheet Management
  • Microsoft Office
  • Communication
  • Customer Relations
  • Gretl
  • Cash Handling
  • Investment analysis
  • Spanish
  • Critical Thinking
  • Analytical Skills
  • Project Management
  • Data Management
  • Financial modeling
  • Financial statements expertise
  • Cashflow processes
  • Economic forecasting
  • Accounting assistance
  • Portfolio management

Languages

Spanish
Full Professional

Certification

  • Credit Essential Certificate, Risk Management Association

Timeline

Suny Oswego RMA Program

Risk management association
01.2024 - 05.2024

Economic Research Intern

Suny Oswego Work Study
08.2022 - 12.2022

Flyer Distributor

Brooklyn Plumbing Service
03.2018 - 04.2018

Sales Associate

Queens Second Hand Shop
04.2015 - 12.2017

Bachelor of Arts - Economics

State University of New York (SUNY) At Oswego

Bachelor of Arts - Finance

Suny Oswego

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JOSHUA CABAN