Julian Moolman
Richardson
Summary
Lender experienced in Commercial and Residential Real Estate, Owner Occupied and Investment Purchases, Construction Lending, Commercial Lending, Credit Analysis and Business Banking. Skilled professional with over 24 years’ sales and management experience with specialization in Banking, Commercial Lending and Customer Relationship Management.
Overview
24
24
years of professional experience
Work History
Vice President Commercial Lender
Spectra Bank
Dallas
01.2023 - Current
- Focus on acquiring, growing, and retaining commercial relationships.
- Establish and maintain participation relationships with other community banks by leveraging local, state and online partner relationships.
- Represent Spectra Bank at various chambers of commerce, industry related trade shows and COI networks.
- Review and analyze complex financial information to determine a borrower’s creditworthiness. Present recommendations to loan committee when required.
- Establish and negotiate the terms under which commercial credit will be extended including cost, risk, and profitability determining the method, schedule, and collateral requirements.
- Responsible for the profitability of all commercial relationships within the portfolio.
- Monitor loan repayment activities, the collection of past due accounts, and credit and collateral deficiencies.
- Actively cross sell other bank products, such as commercial banking products, treasury management services and retail bank services to build complete banking relationships.
Senior Loan Officer
Park Place Finance
Richardson
10.2020 - 12.2022
- Establish and negotiate the terms under which DSCR, bridge loans, purchase and rehab credit will be extended including cost, risk, and profitability. Determining the method, schedule, and collateral requirements.
- Committed to excellence in working with realtors, builders, and borrowers to ensure continuous business.
- Focus on soliciting new residential mortgages from referral sources, including realtors and former customers.
- Providing customers with purchase, refinance, and investment mortgage loans through traditional, non-qualifying and hard money loan channels.
- Analyze customers’ financial situation to determine the appropriate loan products based on specific needs and goals.
- Serves as the primary liaison between the customer, underwriters, and processors.
- Create, execute, and evaluate multiple marketing campaigns to ensure maximum ROI.
Loan Officer
Supreme Lending
Richardson
02.2020 - 10.2020
- Focus on soliciting new residential mortgages from referral sources, including realtors and former customers.
- Committed to excellence in working with realtors, builders, and borrowers to ensure continuous business.
- Maintaining knowledge of all mortgage loans and mortgage loan regulations such as Conventional, FHA, VA, USDA, Fannie Mae and Freddie Mac products. Abiding by all guidelines, policies, procedures, and regulations.
Commercial Loan Officer II
Texas Republic Bank
Richardson
09.2018 - 02.2020
- Focus on acquiring, growing, and retaining commercial relationships.
- Review and analyze complex financial information to determine a borrower’s creditworthiness. Present recommendations to loan committee when required.
- Establish and negotiate the terms under which commercial credit will be extended including cost, risk, and profitability determining the method, schedule, and collateral requirements.
- Responsible for the profitability of all commercial relationships within the portfolio.
- Monitor loan repayment activities, the collection of past due accounts, and credit and collateral deficiencies.
- Actively cross sell other bank products, such as commercial banking products, treasury management services and retail bank services to build complete banking relationships.
Credit Analyst
Texas Republic Bank
Richardson
11.2017 - 08.2018
Assistant Banking Center Manager
Comerica Bank
Dallas
05.2016 - 11.2017
- Sales Leadership, providing Sales and Service of bank related products and services.
- Operations – Adherence to all federal, state, and local laws. Audit and compliance adherence.
- Talent Leadership – Coach and develop staff members, assist BCM with daily activities.
- Business Development – Ensure development of sales plan to local and surrounding business.
Personal Banker
Comerica Bank
Dallas
06.2015 - 04.2016
President/Owner
Chief Executive Transportation
Dallas
03.2011 - 03.2015
National Account Manager, East Rand Plastics
Vital Merchandising Services (VMS)
Johannesburg
06.2009 - 01.2011
Inland Region Manager
Mars Incorporated (Confectionary Division)
Johannesburg
01.2008 - 06.2009
National Account Manager, Pringles
Supply Chain Services (SCS)
Johannesburg
05.2007 - 12.2007
Area Sales Manager
Vital Merchandising Services (VMS)
Johannesburg
04.2003 - 05.2007
Sales Executive
Wermol CC
Tzaneen
01.2001 - 03.2003
Education
Bachelor of Commerce - Accounting
UNISA (University of South Africa)
South AfricaSkills
- Business Banking
- Business Development
- Commercial Lending
- Credit Analysis
- Customer Focused
- Financial Management
- Organizational Agility
- Relationship Management
- Retail Banking
- Sales Presentation and Closing
- Sales Training and Leadership
- Strategic Planning and Forecasting
Timeline
Vice President Commercial Lender
Spectra Bank
01.2023 - Current
Senior Loan Officer
Park Place Finance
10.2020 - 12.2022
Loan Officer
Supreme Lending
02.2020 - 10.2020
Commercial Loan Officer II
Texas Republic Bank
09.2018 - 02.2020
Credit Analyst
Texas Republic Bank
11.2017 - 08.2018
Assistant Banking Center Manager
Comerica Bank
05.2016 - 11.2017
Personal Banker
Comerica Bank
06.2015 - 04.2016
President/Owner
Chief Executive Transportation
03.2011 - 03.2015
National Account Manager, East Rand Plastics
Vital Merchandising Services (VMS)
06.2009 - 01.2011
Inland Region Manager
Mars Incorporated (Confectionary Division)
01.2008 - 06.2009
National Account Manager, Pringles
Supply Chain Services (SCS)
05.2007 - 12.2007
Area Sales Manager
Vital Merchandising Services (VMS)
04.2003 - 05.2007
Sales Executive
Wermol CC
01.2001 - 03.2003
Bachelor of Commerce - Accounting
UNISA (University of South Africa)