Juliann Giuffre
Peekskill,NY
Overview
10
10
years of professional experience
Work History
Mortgage Loan Officer
M&T Bank
Buffalo, NY
07.2014 - Current
- Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
- Negotiated terms and conditions of loan agreements with borrowers.
- Maintained current knowledge of secondary market trends, government programs and other available financing sources.
- Processed new loan applications in accordance with established guidelines.
- Evaluated existing customer accounts for refinancing opportunities or additional services offered by the company.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
- Educated customers on various aspects of mortgage financing options available.
- Attended industry events and seminars in order to stay abreast of changes in the mortgage banking industry.
- Participated in team meetings, trainings conducted by management staff regarding updates on products, services offered by the company.
- Developed and maintained relationships with local real estate agents.
- Met with applicants to obtain information for loan applications and answer questions about loan process.
- Helped clients fill out loan applications and find ideal loan options.
- Complied applications and paperwork and double-checked for accuracy.
- Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
- Stayed abreast of lending regulations, industry trends and market rates.
- Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
- Reviewed credit histories from applicants and determined feasibility of granting requested loans.
- Assessed customer financial status and credit worthiness to determine eligibility for mortgage loa
- Collaborated with company teams to expedite loan approval processes.
- Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service.
Mortgage Loan Officer
M&T
Buffalo, NY
07.2014 - Current
- SONYMA HALL OF FAME LOAN OFFICER
- there are only 25 in the entire State of New York Acknowledged Yearly by SONYMA
- Successfully Mentored Numerous New Comes to the Mortgage Industry
- Established very productive relationships
- with many Community Housing Agencies.
Timeline
Mortgage Loan Officer
M&T Bank
07.2014 - Current
Mortgage Loan Officer
M&T
07.2014 - Current