Summary
Work History
Education
Timeline
Skills
Work Availability
Testimonial
Skills and Qualifications
Testimonial
Hi, I’m

Julie Williamson

New Hudson,MI

Summary

Talented mortgage and finance professional with years of experience and demonstrated ability to complete tasks accurately, interact well with team members and clients, and get the job done. Self-starter with a positive attitude looking to be part of a dynamic team.

*Proactive *Detail Oriented *Self-Starter *Strong Work Ethic *Organized *Sound Decision Maker

Work History

Ross Mortgage Corporation
Brighton, MI

Loan Partner/Licensed Loan Officer Assistant
06.2019 - 09.2023

Job overview

  • Interviewed loan applicants to obtain personal and financial data and assist in completing applications
  • Met with applicants to obtain information for loan applications and answer questions about loan process.
  • Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
  • Reviewed credit, income and asset documention. Submitted through underwriting engine and reviewed determination findings.
  • Submitted applications to credit analysts.
  • Answered questions and advised customers regarding loans and transactions.
  • Advised borrower's on criteria to increase credit scores.
  • Submitted complete loan files to the processing/underwriting department.

Fifth Third Bank
Farmington Hills, MI

Mortgage Sales Assistant
10.2011 - 04.2019

Job overview

  • Proficient in researching guidelines, structuring loans, and managing pipeline resulting in efficiently matching customers to appropriate products and expediting loan processes.
  • Analyzed credit reports and income and asset documentation.
  • Calculated income, debt-to-income ratios, loan-to-value.
  • Corresponded with clients, processors, underwriters, title companies, realtors, and builders.
  • Provided excellent customer service to external and internal customers.

Flagstar Bank
Farmington Hills, MI

Loan Processor/Loan Closing Specialist
06.2003 - 09.2011

Job overview

  • Determined loan eligibility by conducting income analysis, credit checks and repayment ability reviews.
  • Contacted outside sources, references and vendors to verify client financial information.
  • Gathered property appraisals, surveys and tax records to update mortgage loan files.
  • Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
  • Evaluated financial statements and contacted institutions and customers to clarify details.
  • Checked approvals against established bank and government lending standards.

Education

Delta College
Bay City, MI

Associate of Applied Science from Business Mgmt/Finance

University Overview

  • Mortgage Loan Originator License with State of MI
  • Registered with NMLS# 577065
  • Veteran Mortgage Advisor - certified

Timeline

Loan Partner/Licensed Loan Officer Assistant
Ross Mortgage Corporation
06.2019 - 09.2023
Mortgage Sales Assistant
Fifth Third Bank
10.2011 - 04.2019
Loan Processor/Loan Closing Specialist
Flagstar Bank
06.2003 - 09.2011
Delta College
Associate of Applied Science from Business Mgmt/Finance

Skills

  • Problem-Solving
  • Credit Applications
  • Customer Communication
  • Consumer LendingLending
  • Collateral Value Checks
  • Desktop Underwriter/Loan Prospector loan decision platforms
  • Title Abstracts
  • Credit Reporting Software
  • Employment Verification
  • Financial Analysis
Availability
See my work availability
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Testimonial

Testimonial

"During my relationship with Julie, I have experienced an individual who shows up earlier than asked, stays late as needed, works hard, and carries herself in a polite, respectable, professional manner. Julie has a tremendous amount of potential and would be an outstanding addition to your staff".

Michael Puvalowski, Investment Executive, Fifth Third Bank

Skills and Qualifications

Skills and Qualifications
  • Full knowledge of FHA, VA, Conventional, MSHDA, DPA, Home Equity Lines of Credit, and investor guidelines
  • Knowledge with federal lending regulations governing real estate lending
  • Proficient with Microsoft Outlook, Word, Excel, Empower
  • High level of professionalism and excellent customer service skills

Testimonial

Testimonial

"During my relationship with Julie, I have experienced an individual who shows up earlier than asked, stays late as needed, works hard, and carries herself in a polite, respectable, professional manner.  Julie has a tremendous amount of potential and would be an outstanding addition to your staff".

Michael Puvalowski, Investment Executive, Fifth Third Bank

Julie Williamson