Justin Greenberg

• Explained entire mortgage loan process to borrower.
• Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
• Assessed clients' financial data to determine loan suitability.
• Collaborated with different lenders to find best possible deal for homebuyers.
• Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
• Established strong relationships with borrowers, which helped to forge new business opportunities.
• Mentored other mortgage brokers in methods to help each land new clientele.
• Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
• Developed and implemented marketing campaigns to generate new business opportunities.
• Worked with underwriters to fix application problems and resolve issues.
• Analyzed loan applications and credit reports to determine loan eligibility and risk level.
• Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
• Negotiated loan terms and conditions with clients to maximize profitability.
• Checked loan documents for accuracy prior to closing.
• Developed extensive network of referral partners to source new mortgage loan opportunities.
• Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
• Explained different types of loans pertaining to client situations.
• Monitored portfolio performance and provided clients with periodic updates on loan progress.
• Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
• Participated in industry events and conferences to build relationships and gain market intelligence.
• Reviewed loan files and updated to match current standards.

• Generated and closed over 350 loans, producing over $70 million in volume
• Large volume of loan production and acknowledgment by upper management led to being placed on numerous incentive campaigns
• Review financial documents to approve clients for mortgage loans and discuss their financial goals to ensure they are put into the best loan program to fit their individual needs
• Create numerous loan scenarios for each individual borrower
• Work closely with operations staff to ensure clients loans are processed and closed in a timely fashion
• Utilize marketing department to generate new leads and ensure client retention
• Create new business by contacting new leads on a daily basis
• Received several awards for highest loan production in a certain time frame

Generated business for the company by having other insurance companies transfer their annuities to

• New York Life
• Created business applications for new annuities to ensure approval of transfer to New York Life
• Applied funds to new policies when they were received from insurance carriers
• Generated letters of acceptance to policyholders
• Updated and maintained the 1035 exchange database
• Developed new ideas to improve efficiency of work in the department such as creating lists for colleagues to share with each other on how to gain annuities from other companies