Karen Hoyt
Internal Auditor
Ithaca,NY
Summary
Over twenty-five (25) years in banking. Thirteen (13) of these years were spent with Internal Audit in various roles. Specialties included Accounting, Operations, Human Resources and Payroll, Lending, Insurance and building audit programs. Demonstrated track record of evaluating policies and procedures for strong internal controls. Extensive experience performing risk assessments. Excellent reputation building relationships between Audit and management. Long history of managing time appropriately to prioritize responsibilities and meet deadlines.
Overview
13
13
years of professional experience
Work History
Loan Servicing Manager
CFCU Community Credit Union
10.2021 - 12.2022
- Monitored and managed the administration of all Loan Servicing department functions and ensured all functions were regulatory compliant and completed in a timely manner.
- Managed a staff of seven (7) across various disciplines and skill levels.
- Reviewed, analyzed and evaluated workflows, systems, processes, and department needs for continuous process improvement. Formulated and implemented solutions that increased overall efficiency.
- Complied with established internal controls and policies.
- Created financial dashboards to provide insights into key performance indicators.
Temporary Portfolio Review Analyst
CFCU Community Credit Union
09.2020 - 10.2021
- Performed annual reviews on lines of credit and business loan relationships.
- Made recommendations about extending lines of credit based on credit quality analysis.
- Demonstrated strong organizational and time management skills while managing multiple priorities.
Assistant Vice President, Corporate Audit Analyst
Tompkins Financial Corporation
07.2009 - 03.2020
- Reviewed, identified, updated and prioritized strategic initiatives to provide comprehensive support to senior leadership.
- Prior to Audit Analyst, filled the role of Corporate Audit Assistant Manager. Directly supervised four (4) individuals.
- In both roles, responsible for overseeing audits of various departments and functions organization. Managed company's annual audit schedule, including making recommendations to senior management if outsourcing was needed based on resources and experience level of staff.
- Implemented and maintained several policies and procedures to align with department and company strategic goals and objectives.
- Identified opportunities to improve business process flows and productivity.
Education
Bachelor of Science - Business Administration
Ithaca College
Ithaca, NY05.2003
Skills
- Ability to analyze processes for control gaps and efficiencies
- Solid understanding of financial, operational and compliance risks
- Experience building, validating and presenting management reports
- Analytical
- Self-learner with ability to research applicable laws, rules and regulations
- Interpersonal and communicative
- Quality assurance
- Continuous improvement
- Loan applications for consumer and commerical
- Commercial lines of credit- origination through servicing
- Credit approval and denial
- Internal controls and reporting systems
- Mortgage and consumer loan servicing
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse
Quote
Every problem is a gift—without problems we would not grow.
Tony Robbins
Timeline
Loan Servicing Manager
CFCU Community Credit Union
10.2021 - 12.2022
Temporary Portfolio Review Analyst
CFCU Community Credit Union
09.2020 - 10.2021
Assistant Vice President, Corporate Audit Analyst
Tompkins Financial Corporation
07.2009 - 03.2020
Bachelor of Science - Business Administration
Ithaca College
Similar Profiles
Paul KirkPaul Kirk
Chief Operating Officer/Chief Financial Officer at CFCU Community Credit UnionChief Operating Officer/Chief Financial Officer at CFCU Community Credit Union
Desiree FurgisonDesiree Furgison
Teller at CFCU Community Credit UnionTeller at CFCU Community Credit Union
Aiyana CainAiyana Cain
Bank Teller at CFCU Community Credit UnionBank Teller at CFCU Community Credit Union
ISIS CANTRELLISIS CANTRELL
Member Solutions Representative (Remote) at CFCU Community Credit UnionMember Solutions Representative (Remote) at CFCU Community Credit Union
Emily WassinkEmily Wassink
Business Manager at Lyme Art AssociationBusiness Manager at Lyme Art Association