Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Kathryn Ambriz

Odessa

Summary

Dynamic Loan Originator with a proven track record at Nations Lending, skilled in credit evaluation and loan structuring. Adept at fostering client relationships and streamlining processes, resulting in enhanced service delivery. Goal-oriented professional committed to compliance and excellence, ensuring optimal loan solutions tailored to client needs.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Loan Originator

Nations Lending
08.2020 - Current
  • Assisted clients in completing loan applications, ensuring accurate and timely submission.
  • Provided support to senior loan originators by gathering necessary documentation from applicants.
  • Learned to analyze credit reports and financial statements to assess client eligibility for loans.
  • Maintained organized records of client interactions and loan progress using industry-specific software.
  • Communicated effectively with clients to explain loan options and terms clearly.
  • Collaborated with underwriting teams to facilitate prompt processing of loan requests.
  • Updated knowledge of current lending regulations and market trends through ongoing training sessions.
  • Developed strong customer relationships, fostering trust and confidence in the lending process.
  • Conducted thorough borrower assessments to determine appropriate loan products based on individual needs and qualifications.
  • Collaborated with internal teams to ensure seamless coordination during the entire loan origination process.
  • Reviewed credit reports and financial statements to accurately assess risk factors before submitting loans for approval.
  • Negotiated favorable terms and conditions for clients, ensuring the best possible mortgage options.
  • Participated in ongoing training sessions to stay current on industry trends, lending guidelines, and product offerings.
  • Worked closely with processors and underwriters to expedite the approval of loans while maintaining high-quality standards.
  • Attended networking events to cultivate relationships with real estate professionals, resulting in increased referral business.
  • Interviewed applicants to assess loan requirements before suggesting offers.

Loan Officer Assistant

FBC Mortgage LLC
01.2017 - 09.2020
  • Coordinated loan documentation processing, ensuring compliance with regulatory standards and internal policies.
  • Assisted in analyzing client financial information to determine loan eligibility and risk assessment.
  • Streamlined communication between clients, underwriters, and loan officers to enhance workflow efficiency.
  • Managed scheduling of loan appointments, improving client engagement and service delivery timelines.

Education

No Degree -

Odessa College
Odessa, TX

Skills

  • Underwriting guidelines
  • Loan structuring
  • Goal oriented
  • Document review
  • Credit evaluation

Certification

  • Licensed Loan Originator

Timeline

Loan Originator

Nations Lending
08.2020 - Current

Loan Officer Assistant

FBC Mortgage LLC
01.2017 - 09.2020

No Degree -

Odessa College