Kelli Davis
Bay City
Summary
Experienced Mortgage Closer skilled in managing closing processes and ensuring regulatory compliance. Strong organizational capabilities streamline operations and enhance customer satisfaction. Deep understanding of mortgage industry standards expedites closings. Proven success in remote environments while consistently achieving top performance.
Overview
19
19
years of professional experience
Work History
Mortgage Closer/Funder
loanDepot
Irvine
10.2020 - Current
- Reviewed loan documents for compliance and accuracy, ensuring readiness for closing.
- Coordinated closing schedules among clients, agents, and lenders.
- Prepared closing disclosures and settlement statements for all transactions.
- Facilitated communication among all parties in mortgage processes.
- Resolved discrepancies in loan documents prior to closing finalization.
- Managed document collection and organization, facilitating timely closings.
- Verified fulfillment of all loan conditions before closing.
- Handled pipeline of active deals during the closing stage.
- Coordinated funding disbursements, guaranteeing timely closings for clients.
- Trained junior staff on funding procedures and compliance requirements.
Escrow Officer
Diversified National Title Agency
Saginaw
08.2019 - 10.2020
- Analyzed documents for accuracy, prepared closing disclosures, and coordinated real estate closings both face-to-face and via mail.
- Analyzed title commitments and identified necessary documents for timely closings.
- Ensured timely fund transfers and managed filing processes for closings.
- Performed clerical tasks including answering multi-line phone, maintaining reports, scheduling meetings, and creating documents.
Escrow Officer
ATA National Title
Bay City
07.2018 - 08.2019
- Handled escrow funds and documented title commitments to facilitate timely closings.
- Prepare and receive all real estate related documents.
- Disburse funds, balance and close all files after closing.
- Exceptional relationship building skills with all involved parties, prepare information for presentations and lead meetings.
Escrow Officer
Diversified National Title Agency
Saginaw
08.2016 - 07.2018
- Analyze all documents for accuracy, prepare closing disclosures and receive lender documents, perform real-estate closing face to face as well as in the mail.
- Analyzed title commitments to identify necessary documents, facilitating timely and efficient closings.
- Executed fund transfers promptly to support seamless financial transactions.
- Managed multi-line phone system while ensuring accurate report maintenance.
Mortgage Closer/Processor
Dow Chemical Employees’ Credit Union
Midland
02.2007 - 08.2016
- Processed files, ordered appraisals, title insurance, flood determination and tax transcripts.
- Review all documents for accuracy and determine if property value is supported.
- Obtain credit reports, verify employment, and determine appropriate rate locks.
- Balance and disclose Closing Disclosure with Title Agent.
- Send all complete documents to closing agent.
- Facilitated loan creation and disbursement during closing process.
- Educate members about available loan products.
Education
High School Diploma -
Western High School
Bay City01-2004
Skills
- Loan documentation
- Loan processing
- Compliance auditing
- Pipeline management
- Document preparation
- Microsoft Office
- Time management
Timeline
Mortgage Closer/Funder
loanDepot
10.2020 - Current
Escrow Officer
Diversified National Title Agency
08.2019 - 10.2020
Escrow Officer
ATA National Title
07.2018 - 08.2019
Escrow Officer
Diversified National Title Agency
08.2016 - 07.2018
Mortgage Closer/Processor
Dow Chemical Employees’ Credit Union
02.2007 - 08.2016
High School Diploma -
Western High School