KELLY BOLL
Plain City,OH
Summary
Highly experienced and knowledgeable Mortgage Loan Officer with a strong background in loan processes, risk assessments, and institutional standards. Expert at engaging with customers and collaborating across departments to achieve business objectives.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Mortgage Loan Originator
Sauk Mortgage Group Ltd
08.2021 - Current
- Conduct comprehensive reviews of applicants’ financial history, analyzing creditworthiness and identifying key risk factors to inform lending decisions
- Obtain new clients and increase revenue by promoting brokerage and available services
- Maintain up-to-date knowledge of industry trends, regulatory requirements, and emerging best practices in credit risk management, continuously improving processes and driving organizational growth.
Mortgage Loan Originator
Revolution Mortgage
07.2019 - 07.2021
- Analyzed applicant information to determine whether creditworthiness for desired loan program
- Identified positive and negative markers in applicant financial histories through careful reviews
- Obtained new clients and increased revenue by promoting available services.
Mortgage Loan Officer
First Federal Community Bank
12.2017 - 08.2019
- Educated valued customers about mortgage processes and documentation, including first-time homebuyers
- Developed and implemented credit risk management strategies, leveraging data analytics and industry best practices to optimize loan portfolio performance
- Tracked daily loan progress, proactively addressing potential issues impacting close date.
Sr Loan Processor
First Federal Community Bank
03.2015 - 12.2017
- Prepared and submitted packages for the underwriting department, handled conditions returned from underwriting, and supported customers throughout application and closing processes
- Worked closely with mortgage loan officer to coordinate and request documentation from client to for smooth closings.
Sales Representative
Salon Ventures
04.2014 - 04.2015
- Responded quickly to customer concerns or requests within target timeframes
- Answered customers' questions about products, prices and availability
- Exceeded goal of tenant occupancy by advertising unit vacancies and booked showings.
Mortgage Banker
Chase
01.2011 - 12.2013
- Analyzed applicant information to determine whether creditworthiness for desired loan program
- Maintained high-quality service and supported accuracy, reviewing loan submissions to validate compliance with loan policies, laws and regulations.
Sr. Loan Processor
Chase
02.2009 - 01.2011
- Prepared and submitted packages for underwriting department review and handled conditions returned from underwriting team
- Supported customers throughout application and closing processes.
Account Executive
Nationwide Retirement Solutions
05.2006 - 01.2009
- Series 6 License through duration of this employment period
- Worked on 457b plans Nationwide including the State of Ohio Deferred Compensation 457b Plan team
- Identified compatible investment opportunities through in-depth investigation and comparison and assisted clients in making decisions on deduction percentage, mutual fund investments choices, and allocation percentage
- Assisted with resolution of complex customer questions and problems.
Education
Bachelor of Science Degree - Applied Management
Franklin University
Associate of Applied Science - Early Childhood Development
Skills
- Mortgage plan advising
- Loan origination, processing, and funding
- Time Management
- Customer service
- Reporting & Documentation
- Application tracking
- Processing Loan Applications
- Credit Check Knowledge
- Client Account Management
- Mortgage Loan Closing
- Underwriting Guidelines
- Agent Collaboration
Certification
- Ohio Mortgage Loan Originator License – NMLS# 495748
Timeline
Mortgage Loan Originator
Sauk Mortgage Group Ltd
08.2021 - Current
Mortgage Loan Originator
Revolution Mortgage
07.2019 - 07.2021
Mortgage Loan Officer
First Federal Community Bank
12.2017 - 08.2019
Sr Loan Processor
First Federal Community Bank
03.2015 - 12.2017
Sales Representative
Salon Ventures
04.2014 - 04.2015
Mortgage Banker
Chase
01.2011 - 12.2013
Sr. Loan Processor
Chase
02.2009 - 01.2011
Account Executive
Nationwide Retirement Solutions
05.2006 - 01.2009
Bachelor of Science Degree - Applied Management
Franklin University
Associate of Applied Science - Early Childhood Development
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