Summary
Overview
Work History
Education
Skills
Interests
Timeline
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KELVIN TOMA

KELVIN TOMA

Sterling Heights

Summary

Sales professional with over 8 years of extensive expertise in the automotive industry, adept at negotiation, customer service, and team leading. Proven track record of generating significant backend gross, consistently exceeding $2 million annually. Passionate about building long-term client relationships and driving sales growth through effective communication. Main importantly, i have a strong commitment to never stop learning and a drive for career advancement.

Overview

12
12
years of professional experience

Work History

Life Insurance Broker

Family First Life
Troy, MI
01.2025 - Current
  • Developed customized life insurance plans based on client needs and financial goals.
  • Provided expert guidance on policy options, benefits, and limitations to clients.
  • Cultivated strong relationships with clients through effective communication and follow-ups.
  • Increased client satisfaction by providing personalized insurance solutions tailored to individual needs.
  • Educated clients on the importance of life insurance coverage and how it fits into their overall financial plan.
  • Generated new business leads by utilizing networking events, referrals, and targeted marketing campaigns.

FINANCIAL SERVICES MANAGER

Suburban Toyota
Troy
11.2019 - Current
  • Assisting clients with financing vehicles along with presenting and selling ancillary products at time of purchase.
  • Negotiating
  • Responsible with obtaining financing in house along with reviewing and originating auto loans.
  • Signing and submitting required bank contracts.
  • Compliance
  • CIT’s for funding
  • Reading credit bureaus and knowing lender programs.
  • Managing/training car salespeople. assisting with closing deals for front end.
  • Obtaining a strong PVR for backend gross. (Grossing over 2 million a year in backend gross)
  • Registering and titling vehicles through the state.

SALES

Suburban Toyota of Farmington hills
Farmington Hills
06.2016 - 11.2019
  • Knowing the products we offer
  • Presenting and selling the vehicle to customers
  • Building relationships for long term business
  • Negotiating and closing sales
  • Hitting objectives month to month

ENTREPRENEUR

Amway
Sterling Heights
01.2014 - 01.2015
  • Presented Amway products
  • Presented business opportunity to potential entrepreneurs
  • Trained newcomers to basics

Education

BACHELOR OF ARTS (B.A.) - Business Administration

Ohio Valley University
Vienna
06.2016

Skills

  • Negotiation
  • Customer Service
  • Team Leadership
  • Sales Strategy
  • Market Research
  • Problem Solving
  • Time Management
  • Coachable
  • Communication

Interests

  • I love hanging out with my growing family
  • Golf
  • Basketball
  • Fitness
  • Financial Markets
  • podcasts

Timeline

Life Insurance Broker

Family First Life
01.2025 - Current

FINANCIAL SERVICES MANAGER

Suburban Toyota
11.2019 - Current

SALES

Suburban Toyota of Farmington hills
06.2016 - 11.2019

ENTREPRENEUR

Amway
01.2014 - 01.2015

BACHELOR OF ARTS (B.A.) - Business Administration

Ohio Valley University