Kerri Bright
Fort Worth,TX
Summary
Assisted in managing FHA files within the foreclosure department. Collaborated effectively with team members to achieve departmental goals. Maintained reliability in meeting deadlines and fulfilling commitments.
Overview
18
18
years of professional experience
Work History
Default Specialist III
PennyMac Loan Services
Fort Worth, TX
07.2019 - Current
- Manage and report on financial and accounting aspects of assigned portfolio, including performance and profitability, timelines of disposition, overall characteristics, status and general reporting to senior management
- Provide useful and timely feedback to the Manager about market conditions, problem areas, legislation and any conditions which may impact established goals
- Manage a portfolio of 1400 FHA foreclosure files. Cradle to grave, focusing on meeting first legal and property going to sale within the RD timeline.
- Manage title and vesting process, including collateral issues, and work with vendors and custodians as necessary
- Provide support to local counsel during the process of case litigation
CMT 2 Processor
Mortgage Specialist International
Fort Worth, TX
08.2016 - 07.2019
- Working liaison with the banks and our vendors for property preservation with properties in foreclosure or vacant. It is my responsibility to insure the properties are being maintained monthly and repairs are being completed. I am responsible for insuring all the work that has been completed by our vendors has been completed correctly and billing out their work orders and inuring vendors get paid for all work completed. I have knowledge of investor guidelines and pricing for FNMA, FHLMC, VA and REO.
- Job Duties
- Open work orders for our vendors upon the banks request.
- Contact bank and vendors to confirm work is being completed in a timely manner.
- Return any work orders that is not completed per the work order instruction.
- Answer any questions that the vendor may have regarding the work order instructions.
- Knowing the investor’s guidelines and pricing for billing
Foreclosure Specialist II
Bank of America
Fort Worth, TX
02.2008 - 09.2015
- Worked on the reporting team in the foreclosure department, creating various reports such as Payoff/ Reinstatement, foreclosure holds and foreclosure stops. Pull the required data from As400 and LPS systems and create on an excel spreadsheet. Distribute the reports out to the foreclosure technician for reports to be completed. Assist team to insure all the reports get completed and help other departments when needed. I have experience in foreclosure as well as bankruptcy.
- Job Duties
- Verify if any payments have been made on accounts during the foreclosure process.
- Create reports for management on all properties in foreclosure with sale dates in the next 10 days to insure all requirements have been met.
- Request HUD extensions for all properties that the first legal deadline will not be met.
- Request a foreclosure stop is in place on all loans that are not eligible for foreclosure sale, contacting appropriate attorneys to insure the property does not go to sale.
- Stay up to date on all state foreclosure laws
- Verify the property inspection does not need additional repairs prior to foreclosure sale.
- Confirm with foreclosure attorneys and the courts that all schedule hearings have been made and Judge has approved property for sale.
- Verify the foreclosure sale took place and if the property was sold bank to investor or if 3rd party. Confirm the proceeds of the sale has posted to account.
- Monitor all loans in foreclosure from cradle to grave.
Education
Degree - undefined
L.D. Bell High School
01.1993
Skills
- Customer service
- Time management
- Attention to detail
- Computer skills
- Leadership qualities
- Customer interaction
- Decision-making
- Courteous and professional
- New hire training
- Management support
- Reliable and punctual
- Workflow management
- Organizational skills
Timeline
Default Specialist III
PennyMac Loan Services
07.2019 - Current
CMT 2 Processor
Mortgage Specialist International
08.2016 - 07.2019
Foreclosure Specialist II
Bank of America
02.2008 - 09.2015
Degree - undefined
L.D. Bell High School