Kevin Esqueda
Grand Prairie,TX
Summary
Dynamic mortgage underwriter with extensive experience at Southwest Funding Mortgage, adept at application analysis and documentation review. Recognized for minimizing risks and enhancing customer satisfaction through timely communication and exceptional service. Proven ability to navigate residential mortgage lending regulations while maintaining confidentiality and addressing client concerns effectively.
Professional with strong background in mortgage underwriting. Skilled in risk assessment, loan analysis, and regulatory compliance. Strong focus on team collaboration and achieving results in fast-paced environment. Reliable and adaptable with excellent analytical and communication skills.
Overview
14
14
years of professional experience
Work History
Mortgage Underwriter
Southwest Funding Mortgage
09.2020 - Current
- Approved or denied loans based on established criteria and underwriting guidelines.
- Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
- Increased customer satisfaction by providing timely feedback on application status and addressing potential issues promptly.
Loan Underwriter
GM Financial - AmeriCredit
03.2018 - 09.2020
- Balanced multiple priorities while managing high volumes of loan applications during peak periods, consistently meeting deadlines without compromising quality or accuracy.
- Minimized losses by identifying potential risks in the early stages of the loan application process.
- Provided exceptional customer service throughout the loan origination process, addressing inquiries and concerns promptly.
Loan Officer
Texas Trust Credit Union
06.2011 - 03.2018
- Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
- Maintained strict confidentiality of bank records and client information.
- Submitted loan applications to underwriter for verification and recommendations.
- Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
Education
Bachelor of Business Administration And Management - Management
Northwood University
Duncanville, TX08-2016
Skills
- Documentation review
- Underwriting guidelines
- Residential mortgage lending regulations
- Application analysis
Languages
Spanish
Professional Working
Timeline
Mortgage Underwriter
Southwest Funding Mortgage
09.2020 - Current
Loan Underwriter
GM Financial - AmeriCredit
03.2018 - 09.2020
Loan Officer
Texas Trust Credit Union
06.2011 - 03.2018
Bachelor of Business Administration And Management - Management
Northwood University
Similar Profiles
Jeanie KauraJeanie Kaura
Senior DE Mortgage Underwriter at Southwest Funding MortgageSenior DE Mortgage Underwriter at Southwest Funding Mortgage
Gerardo MendozaGerardo Mendoza
Sales Manager at Southwest FundingSales Manager at Southwest Funding
Sarl MargahiSarl Margahi
Loan Officer Assistant at Mortgage One FundingLoan Officer Assistant at Mortgage One Funding