KHRISTINE HARTMAN
Woodstock,Georgia
Summary
Successful Licensed Mortgage Loan Officer/Broker known for high productivity and efficient task completion. Skilled in understanding client needs, risk assessment, financial analysis, and regulatory compliance to ensure smooth loan processing. Excel at interpersonal communication, problem-solving, and time management, enabling successful navigation through complex mortgage processes with clients and stakeholders.
Overview
9
9
years of professional experience
Work History
Broker
Harmony Home Mortgage LLC
Woodstock, GA
01.2025 - Current
- Broker loans for conventional, USDA, FHA, VA, Non-QM
- Evaluated mortgage applications for compliance with company and regulatory standards.
- Developed strong relationships with clients to understand their financing needs.
- Presented mortgage options and terms clearly to potential borrowers.
- Collaborated with real estate agents to facilitate smooth transactions for homebuyers.
- Researched market trends to provide informed advice on mortgage products.
- Responded promptly to customer inquiries regarding account activity or transactions.
- Developed long-term relationships with customers by providing personalized service and advice.
Senior Loan Officer
Homeowners Financial Group USA LLC
Canton, GA
05.2022 - 01.2025
- Evaluated loan applications for compliance with lending standards.
- Advised clients on suitable loan products and terms.
- Conducted detailed financial analysis to assess borrower qualifications.
- Managed loan processing from application to closing documentation.
- Developed relationships with local real estate professionals for referral opportunities.
- Resolved client inquiries and concerns throughout the loan process efficiently.
- Attended networking events and conferences in order to build relationships within the industry.
Loan Officer
Northpoint Mortgage
Roswell, GA
07.2017 - 05.2022
- Provided guidance to customers regarding loan products, eligibility requirements, application processes, documentation requirements.
- Developed relationships with prospective borrowers through cold-calling activities and referrals from other sources.
- Maintained strong knowledge base of lending regulations, best practices and industry trends.
- Researched potential new markets for loan product sales opportunities.
- Attended networking events and conferences in order to build relationships within the industry.
- Responded promptly and accurately to inquiries from customers regarding their accounts and services offered by the bank.
- Developed and maintained relationships with potential customers to increase loan business.
- Counseled clients on debt management and repayment plans.
- Explained various types of loans available to customers and their associated terms and conditions.
- Interacted with underwriters, appraisers, title companies during the processing of a loan application.
- Monitored changes in relevant federal regulations related to lending practices.
- Provided customer service support throughout the entire process from application through closing.
Education
Bachelor of Arts -
Kent State University
Kent, OH05.2000
Skills
- Team leadership experience
- Problem-solving capabilities
- Regulatory compliance understanding
- Customer service focused
- Team player
- Sales expertise
- Application status reviews
- Excellent time management
- Database management
- Relationship building and management
- Excellent communicator
- Market research
- Networking skills
- Sales strategy development
- Customer service excellence
- Problem solving
Accomplishments
- President's Club
- Builder Certified
Timeline
Broker
Harmony Home Mortgage LLC
01.2025 - Current
Senior Loan Officer
Homeowners Financial Group USA LLC
05.2022 - 01.2025
Loan Officer
Northpoint Mortgage
07.2017 - 05.2022
Bachelor of Arts -
Kent State University