Kiara Pierce
Sewell,NJ
Summary
Detail-focused Analyst with in-depth understanding of anti-money laundering and compliance laws. Skilled in client onboarding, risk management, customer due diligence, and data analysis. Proven track record of improving operational efficiency through implementing enhanced compliance procedures. Strong communicator with ability to work effectively within cross-functional teams to achieve regulatory objectives.
Overview
8
8
years of professional experience
Work History
Temporary KYC Analyst (Remote)
BNY Mellon
Pittsburgh, PA
12.2020 - 03.2024
- Implement a risk based periodic KYC review schedule.
- Track and escalate incomplete KYC reviews.
- Test KYC files for to make sure they are current and complete. Ensure that KYC files are in compliance with company policy. Assist with firm-wide project to develop online centralized document storage.
- Assist with firm-wide initiative to migrate KYC files to a new online platform.
- Provide training and education to business unit; and Liaise with Compliance and Legal departments and senior management.
Temporary Remarketing Operations Specialist
De Lage Landen
Wayne, PA
12.2019 - 02.2020
- Compare existing customer information to information found on business reports (D&B, Equifax,Experian) etc. and validating the information in the existing customer database.
- Researching business history posted on line. Assessing some basic customer financial and transactional information and entering the assessment into the customer data base.
- Reviewing alert lists for possible customer matches
Administrative Assistant
K & B Mattress
Blackwood, NJ
10.2018 - 05.2019
- Handling office tasks, such as filing, generating reports and presentations, setting up for meetings,and reordering supplies.
- Providing real-time scheduling support by booking appointments and preventing conflicts.
- Screening calls and routing callers to the appropriate party.
- Using computers to generate reports, transcribe minutes from meetings, and conduct research.
- Greet and assist visitors. Maintain polite and professional communication via phone, email, and mail.
Temporary Compliance Consultant
Wells Fargo
Philadelphia, PA
05.2018 - 09.2018
- Perform research and maintain knowledge on all regulations and statues and manage large and complex projects to achieve all compliance objectives.
- Conduct research and/or background investigations on transitions, individuals, business entities, organizations and/or locations to identify and mitigate associated sanctions, credit, financial crimes, and risks and throughly document findings.
- Review and analyze due diligence data from a variety of sources to determine overall risk.
- Screen customers, prospects, and/or transactions against various regulatory reporting lists and regionally based sanctions watch lists.
- Evaluate risks to determine permissibility under sanctions regulations and/or BSA/AML regulations and provide appropriate direction to the line of business. Escalate confirmed sanctions alerts, PEP matches and other risks appropriately.
- Consult with line of business managers, legal, agencies, customers, and peers regarding due diligence findings
Anti-Money Laundering Analyst/AML Compliance Analyst
J. P. Morgan Chase
Newark, DE
09.2017 - 04.2018
- Create and maintain investigation documentation, including alert, investigation, or Suspicious Activity Report (SAR) history; Know Your Customer (KYC) information; relevant account and transaction data; plus any other required information for the investigation.
- Augment investigation documentation as needed, including conducting independent research through Lexis/Nexis, Web and other sources.
- Determine need for, compose, send and asses replies to LOB requests for information to determine whether unresolved identified anti-money laundering and/or terrorist financing risk(s) can be mitigated.
- Review and analyze underlying data gathered to assess whether the alert should be cleared or if there is reasonable cause to escalate to case and/or SAR.
- Disposition and fully document all alerts, cases and SARs, including supporting data, analysis and rationale for disposition, within the case management system in a timely manner and in compliance with regulatory guidelines.
Mortgage Assistance Point Relationship Manager
U.S. Bank
Cincinnati, Ohio
04.2016 - 12.2017
- Reviewed loss mitigation package documentation in a timely manner to determine if the borrower qualifies for a loss Educated borrowers about the Home Affordable Modification Program, loan modification program, forbearance plan, repayment plan, FHA partial claim, short sale, and deed in lieu options as applicable.
- Responded and returned voice mails, escalations and all other requests within 24 hours from receipt.
- Handle all written and verbal correspondence professionally between the borrowers, client, investor, insurer, subordinate lien holders, real estate agents, consumer credit counseling ser- vices, and foreclosure attorneys.
- Prepared and sent trial period documents, forbearance plan documents, repayment plan agreements, short sale approval and closing letters and decline letters as needed.
- Maintained a caseload of 150 or more loads.
Temporary Anti-Money Laundering Analyst
U.S. Bank
Cincinnati, Ohio
01.2017 - 07.2017
- Review and investigate daily alerts through AML monitoring system; research and make determination about disposition and further necessary action, through detailed investigation of individual transactions.
- Investigate suspected cases of activity related to money laundering, terrorist financing, tax evasion and prepare Suspicious Activity Reports (SARs) in accordance with FinCEN guidance.
- Perform periodic Enhance Due Diligence (EDD) reviews of Banks high-risk customers, 90-Day Reviews, and Branch Referrals.
Temporary Loss Investigative Auditor
5/3 Bank
Cincinnati, Ohio
10.2015 - 03.2016
- Reviewed FHA Waterfall Calculations and verify correct home retention loss mitigation options are chosen and communicated to borrowers.
- Performed quality control and audit reviews on loans, including all income/expense calculations, to ensure compliance with agreed upon standards and state and investor guidelines.
- Identified and stayed current on changes in industry regulations, and recommend updates to internal policies, procedures, policies, and systems based on new/changed requirements.
- Managed and controlled loss mitigation general ledger; review all invoices input by Specialists; reconciles TBB2 (foreclosure account) against payment of title policy invoices.
Education
Bachelor of Science - Business Administration
Shawnee State University
Portsmouth, OH05-2014
Associate of Applied Business - Accounting
Shawnee State University
Portsmouth, OH05-2014
Skills
- Transaction monitoring
- Compliance reporting
- Enhanced due diligence
- Know your customer
- AML compliance
- Due diligence
Timeline
Temporary KYC Analyst (Remote)
BNY Mellon
12.2020 - 03.2024
Temporary Remarketing Operations Specialist
De Lage Landen
12.2019 - 02.2020
Administrative Assistant
K & B Mattress
10.2018 - 05.2019
Temporary Compliance Consultant
Wells Fargo
05.2018 - 09.2018
Anti-Money Laundering Analyst/AML Compliance Analyst
J. P. Morgan Chase
09.2017 - 04.2018
Temporary Anti-Money Laundering Analyst
U.S. Bank
01.2017 - 07.2017
Mortgage Assistance Point Relationship Manager
U.S. Bank
04.2016 - 12.2017
Temporary Loss Investigative Auditor
5/3 Bank
10.2015 - 03.2016
Bachelor of Science - Business Administration
Shawnee State University
Associate of Applied Business - Accounting
Shawnee State University
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