Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Kimberly R. Zaharski

Navarre

Summary

Diligent bodily injury adjuster with strong background in evaluating and processing claims effectively. Successfully resolved numerous complex cases by applying deep knowledge of policy provisions and regulatory requirements. Demonstrated proficiency in negotiation and customer service, ensuring fair outcomes and client satisfaction.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Injury Claims Adjuster

Network Adjusters Inc.
07.2015 - Current
  • Adjusting Commercial General Liability and Auto Bodily Injury claims including primary and excess layers. Over the years I have adjusted a variety of claims for different lines of coverage but at this time, my primary claim load consist of complex injury litigated files. I handle all aspects of the claim handling process from inception to settlement working in conjunction with defense counsel to reach a resolution. My responsibilities include drafting a variety of coverage letters specific to the claim. I regularly attend mediations remotely and work to come to an agreed settlement with all parties addressing all cross claims and confirming all further exposure to our clients have been resolved. I consistently maintain a 100% closing ratio.

Casualty Claims Adjuster

American Family Insurance
01.2014 - 07.2015

My responsibilities included adjusting auto injury and property claims. I was able to demonstrate proficiency in all the programs needed to provide customers with a range of services throughout their claims experience. I completed detailed claim investigations to determine coverage, finalize liability and rule out any possible risk transfer opportunities. I regularly researched applicable state laws and any potential immunities or defenses that may apply.


  • Was chosen by my supervisor to take part in the Mentoring for Success Program
  • Received 2 Claim Superstar Awards for going above and beyond in my job description and 2 Excellence Awards for being in the top 5 for the West Region for CRP(Certified Repair Program) numbers
  • Attended a multitude of classes both online and in a classroom setting to further my job knowledge and continue to grow in my position.


Education

Bachelor of Science - Criminal Justice and Criminology

Metropolitan State College of Denver
Denver, CO
05.2004

High School Diploma -

Smoky Hill High School
Aurora, CO
05.1999

Skills

  • Critical thinking
  • Claims investigation
  • Active listening
  • Highly motivated
  • Attention to detail
  • Completes work in a timely matter and within deadlines
  • Able to assess injury demands in an efficient matter and provide recommendations for settlement while reviewing potential exposure to the client
  • Excellent caseload management
  • Multitasking and organization

Certification

  • Alabama
  • Alaska
  • Arkansas
  • Connecticut
  • Delaware
  • Designated Home State-Florida
  • Georgia
  • Idaho
  • Indiana
  • Kentucky
  • Louisiana
  • Maine
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Montana
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Carolina
  • Utah
  • Vermont
  • Washington
  • West Virginia
  • Wyoming

Timeline

Injury Claims Adjuster

Network Adjusters Inc.
07.2015 - Current

Casualty Claims Adjuster

American Family Insurance
01.2014 - 07.2015

Bachelor of Science - Criminal Justice and Criminology

Metropolitan State College of Denver

High School Diploma -

Smoky Hill High School