Kimberlie McCombs
Colorado Springs,CO
Summary
To obtain a challenging position in which experience and a commitment to excellence will have valuable application. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Pursuing full-time role that presents professional challenges and leverages interpersonal skills, effective time management, and problem-solving expertise.
Overview
27
27
years of professional experience
Work History
Medical Bill Analyst
CCM
Melbourne, FL
02.2014 - Current
- Investigate and determine eligibility of bills according to program guidelines
- Process medical bill payments and have been assigned complex work queues
- Complete data entry and written communication for bills
- Achieve excellent accuracy and rate scores on monthly audits
- Effectively manage time to meet daily goals
Mortgage Loan Processor
SCCU
Melbourne, FL
05.2013 - 12.2013
- Maintain average pipeline of 30-35 loans on a monthly basis
- Process loans ensuring guidelines are met for FHA, Fannie Mae and Freddie Mac
- Order title, credit report updates, and verify all docs for accuracy
- Responsible for all communication with customers after initial application until closing
- Prepare loan files for submission to Underwriting and gather any conditions needed before closing
Loan Processor/Marketing Rep
Auto Credit of Melbourne
06.2011 - 05.2013
- Develop strong relationships with new and existing clients
- Proven track record of success in sales and account management
- Process auto loans ensuring efficiency, accuracy and timeliness
- Provide application entry and prompt decisions for credit applications
- Create and submit contracts to auto dealers
- Review auto finance contracts for document accuracy
- Provide admin. support for office
- Disburse and fund all auto loans for branch
Branch Account Manager
CitiFinancial
09.2008 - 12.2010
- Responsibilities include making collection calls, selling loans and insurance products
- Assisted with training new employees
- Underwriting and making recommendations of credit worthiness
- Recommending solutions to difficult delinquent accounts
- Ordering supplies and paying bills
- Servicing and cultivating new accounts
Loan Specialist/Processor
Countrywide's Full Spectrum Lending
04.2004 - 05.2008
- Maintain average pipeline of 30 loans on a monthly basis
- Underwriting loans for pre-approval for Freddie Mac/Fannie Mae/FHA/VA
- Reviewed approval conditions and structured loans according to policy requirements and credit quality
- Leader among peers and assume additional responsibilities due to efficiency
- Analyze/Structure daily goals to ensure effective time management
- Analyze title reports, appraisals and lender conditions/guidelines to prepare files for closings
Sales Assistant
Household Finance Corporation
05.1998 - 04.2004
- Earned monthly and quarterly awards for outstanding performance; excelling in sales and document accuracy beyond required goals
- Responsible for the initiation of sales with existing customers
- Processed mortgage loan documents and disbursed all funding checks
- Researched and resolved customer account-related issues
- Reconciled/Balanced daily and monthly office transactions and reports
Education
B.S. - Legal Studies
University of Central Florida
Cocoa, FLA.A. - General Studies
Brevard Community College
Melbourne, FLSkills
- Microsoft Office
- Organizational skills
- Proficient with 10-key calculator
- Financial analysis
- Salesforce
- Fair Housing regulations
- Credit analysis
- Insurance sales
- Research
- Underwriting
- Microsoft Excel
- Analysis skills
- Account management
- Sales
- Accounting
- Banking
- Accounts receivable
- Databases
- Communication skills
- Mortgage loan processing
- Customer service
- Cash register
Additional Information
Self-motivated problem solver and leader among peers with a proven record of exceeding goals. I am a high achiever with the ability to surpass required goals and meet deadlines. My dedication, perseverance, and strong analytical skills, allow me to thrive in a high-pressure environment.
Timeline
Medical Bill Analyst
CCM
02.2014 - Current
Mortgage Loan Processor
SCCU
05.2013 - 12.2013
Loan Processor/Marketing Rep
Auto Credit of Melbourne
06.2011 - 05.2013
Branch Account Manager
CitiFinancial
09.2008 - 12.2010
Loan Specialist/Processor
Countrywide's Full Spectrum Lending
04.2004 - 05.2008
Sales Assistant
Household Finance Corporation
05.1998 - 04.2004
B.S. - Legal Studies
University of Central Florida
A.A. - General Studies
Brevard Community College