Summary
Overview
Work History
Education
Skills
Timeline
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Kimberly Cosman

CHANDLER,AZ

Summary

Talented Professional with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of relationship building, marketing strategies, and customer service. Offers great time management and task prioritization skills.

Overview

14
14
years of professional experience

Work History

Senior Mortgage Loan Originator

Fairway Independent Mortgage
02.2019 - Current
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Reviewed loan files and updated to match current standards.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Worked with underwriters to fix application problems and resolve issues.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.

Senior Mortgage Loan Originator

AmeriFirst Financial Inc.
03.2013 - 11.2018
  • Participated in industry events and conferences to build relationships and gain market intelligence.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Worked with underwriters to fix application problems and resolve issues.
  • Developed and implemented marketing campaigns to generate new business opportunities.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.

Restaurant Manager

Keegan's Grill
10.2009 - 03.2013
  • Promoted positive atmosphere and went above and beyond to guarantee each customer received exceptional food and service.
  • Carefully interviewed, selected, trained, and supervised staff.
  • Met, greeted, and encouraged feedback from customers and used feedback to implement positive changes within restaurant.
  • Led and directed team members on effective methods, operations, and procedures.
  • Tracked daily sales transactions and invoices for accurate and updated financial reporting.
  • Reconciled cash and credit card transactions to maintain accurate records.

Education

Bachelor of Science - Human Development And Family Studies

Azusa Pacific University
Azusa, CA
06.2003

Skills

  • Sales Development
  • Relationship Selling
  • Negotiation Tactics
  • Regulatory Compliance
  • Document Analysis
  • Marketing Expertise
  • Referral Network Development
  • Attention to Detail

Timeline

Senior Mortgage Loan Originator

Fairway Independent Mortgage
02.2019 - Current

Senior Mortgage Loan Originator

AmeriFirst Financial Inc.
03.2013 - 11.2018

Restaurant Manager

Keegan's Grill
10.2009 - 03.2013

Bachelor of Science - Human Development And Family Studies

Azusa Pacific University
Kimberly Cosman