Edgardo Martinez
El Paso,TX
Summary
Knowledgeable Mortgage Loan Originator with extensive experience in Lending, excelling in credit and financials analysis. Proven track record in Producing loans and developing strong referral networks. Adept at navigating regulatory compliance while delivering tailored loan solutions, ensuring client satisfaction and business growth.
Overview
9
9
years of professional experience
Work History
Senior Mortgage Loan Originator
City Bank Mortgage
10.2024 - Current
- Multimillion Dollar monthly producer
- Maintained client relationship with Builder partners offering loan services as well as supporting marketing and sales efforts.
- Reviewed Credit report, Financial records, and Assets to determine qualifications based on guidelines.
- Kept up to Date on market trends, guidelines, and financial knowledge
- Fielded customer's necessities and provided solutions.
- Explained different types of loans programs to find which fit my customers the best based on their needs.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Developed extensive network of referral partners and maintained the relationships.
Loan Officer/Sales Manager
Movement Mortgage
09.2022 - 10.2024
- Managed a team of 4 people to ensure mentorship and guidance.
- Reviewed Credit report, Financial records, and Assets to determine qualifications based on guidelines.
- Multimillion dollar monthly producer
- Kept up to Date on market trends, guidelines, and financial knowledge
- Fielded customer's necessities and provided solutions.
- Explained different types of loans programs to find which fit my customers the best based on their needs.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Developed extensive network of referral partners and maintained the relationships.
Loan Officer/Branch Manager
New American Funding
09.2020 - 09.2022
- Managed the Branch to ensure productivity and finances.
- Managed a team of 6 Loan officers and 3 processors
- Reviewed Credit report, Financial records, and Assets to determine qualifications based on guidelines.
- Multimillion dollar monthly producer
- Kept up to Date on market trends, guidelines, and financial knowledge
- Fielded customer's necessities and provided solutions.
- Explained different types of loans programs to find which fit my customers the best based on their needs.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Developed extensive network of referral partners and maintained the relationships.
Mortgage Loan Officer 3
GECU
10.2018 - 09.2020
- Reviewed Credit report, Financial records, and Assets to determine qualifications based on guidelines.
- Kept up to Date on market trends, guidelines, and financial knowledge
- Fielded customer's necessities and provided solutions.
- Explained different types of loans programs to find which fit my customers the best based on their needs.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Developed extensive network of referral partners and maintained the relationships.
- Multimillion dollar monthly producer
Commercial Originator
ACALA Investments
04.2016 - 09.2018
- Developed short-term goals and long-term strategic to expand and up sale products and services.
- Employed strong skills to mitigate risk and losses
- Interviewed applicants to assess loan requirements before suggesting offers.
- Submitted loan applications to underwriter and investors for verification and approvals.
- Negotiated loan terms to provide favorable outcomes for all parties
- Built and maintained a list of investors to offer Loan opportunities and ensure loan funding.
- Collected and reviewed Income documents and financial records to determent eligibility for loan opportunities.
Education
BBA - Finance, Economics
The University of Texas At El Paso
El Paso, TX12-2016
Skills
- Credit analysis
- Referral generation
- Loan processing
- Pipeline management
- Documentation review
- Market awareness
- Loan product sales
- Negotiation tactics
- Pre-approval process
- Regulatory compliance
- Sales development
- Residential mortgage lending regulations
Languages
Spanish
Native or Bilingual
Timeline
Senior Mortgage Loan Originator
City Bank Mortgage
10.2024 - Current
Loan Officer/Sales Manager
Movement Mortgage
09.2022 - 10.2024
Loan Officer/Branch Manager
New American Funding
09.2020 - 09.2022
Mortgage Loan Officer 3
GECU
10.2018 - 09.2020
Commercial Originator
ACALA Investments
04.2016 - 09.2018
BBA - Finance, Economics
The University of Texas At El Paso
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