Kimberly B Garnett
Moseley,VA
Summary
Dynamic mortgage branch manager with a proven track record at Homespire Mortgage, excelling in financial analysis and relationship management. Expertly guided clients through complex loan processes, ensuring compliance and enhancing customer satisfaction. Recognized for fostering strong partnerships with real estate professionals, driving business growth and delivering exceptional service.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Branch Manager
Homespire Mortgage
Gaithersburg, Maryland
03.2025 - Current
- Evaluated financial data to determine loan eligibility and assess risk factors.
- Coordinated mortgage application processing with underwriting teams to enhance efficiency.
- Educated clients on FHA, VA, and conventional loan options to facilitate informed decisions.
- Communicated loan terms and conditions clearly to promote client understanding.
- Maintained up-to-date knowledge of mortgage products and market trends to better serve clients.
- Conducted follow-ups on application statuses and required documentation for timely processing.
- Developed relationships with real estate agents and builders to generate new business leads.
- Ensured compliance with all federal, state, and local mortgage lending regulations.
Branch Manager
Guild Mortgage
San Diego, California
07.2017 - 03.2025
- Guided clients through mortgage applications, ensuring accurate documentation and eligibility assessment.
- Evaluated financial data to determine loan risk factors and eligibility criteria.
- Communicated detailed loan terms to clients, fostering clear understanding and informed decisions.
- Coordinated with underwriting teams to expedite efficient loan processing.
- Kept current on mortgage products and market trends for informed client advisement.
- Collaborated with real estate agents for seamless client transactions.
- Conducted follow-ups to address application status and outstanding document needs.
- Trained new team members on company guidelines and procedures.
Mortgage Branch Manager
Freedom Mortgage Corporation
Glen Allen, Virginia
11.2015 - 06.2018
- Managed daily operations of mortgage branch, supervising loan officers and support staff.
- Delivered exceptional customer service to clients seeking mortgage solutions.
- Processed mortgage applications, ensuring adherence to regulatory standards.
- Trained new employees on company policies and procedures to enhance team performance.
- Collaborated with underwriting team to expedite loan approvals efficiently.
- Maintained accurate records of client interactions and transactions in systems.
- Counseled clients on home purchasing, loan processes, and relevant industry topics.
Skills
- Financial analysis
- Relationship management
- Customer service
Accomplishments
- President Club - Guild Mortgage
- Circle of Honor - Guild Mortgage
Certification
- Licensed in Virginia and North Carolina
Timeline
Branch Manager
Homespire Mortgage
03.2025 - Current
Branch Manager
Guild Mortgage
07.2017 - 03.2025
Mortgage Branch Manager
Freedom Mortgage Corporation
11.2015 - 06.2018
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