Hardworking, dedicated professional eager to lend existing knowledge and talents while embarking on new challenges and opportunities. Operates effectively in both individual and team environments.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Mortgage Loan Specialist II
State Employees' Credit Union
2022.08 - Current
Processed mortgage loan applications, verifying accuracy of the information and ensuring compliance with all state and federal regulations
Reviewed credit history of applicants and evaluated the impact on their ability to secure financing
Ensured compliance with applicable state and federal laws including RESPA, TILA, ECOA, HMDA
Approved loans within specified limits and referred loan applications outside those limits to management for approval
Managed a pipeline of mortgage applications, prioritizing tasks to ensure timely closings and meet clients'' needs.
Proactively identified solutions for customers experiencing credit issues.
Senior Financial Services Officer I
State Employees' Credit Union
2020.10 - 2022.08
Processed loan applications in accordance with applicable laws and procedures
Ensured compliance with Credit Union policies and procedures when evaluating loan requests
Assessed and evaluated member needs to offer appropriate loan products
Assisted members in all areas of consumer lending and made lending decisions consistent with SECU loan policies
Worked delinquency queues for consumer lending.
Provided leadership and guidance to FSR staff, ensuring compliance with Credit Union policies and procedures
Teller/Teller Supervisor/FSM
State Employees' Credit Union
2001.09 - 2018.07
Supervised counting of cash, checks and drafts to catch FSR errors and maintain bank records
Interviewed and screened applicants to make recommendations for hiring
Trained new and other employees on how to effectively perform FSR duties
Responded to member concerns promptly and professionally
Delegate job duties and follow up to ensure tasks are completed efficiently and correctly
Accompanied Internal Audit team to selected branches to assist with branch audit, particularly teller area operations
Education
Bachelor of Science - Business Administration
Western Carolina University
Cullowhee, NC
05.2026
Associate of Arts - Business Administration
Central Piedmont Community College
Charlotte, NC
05.2019
Skills
Attention to Detail
Decision Making
Goal-Oriented
Multitasking Abilities
Problem-Solving
Effective Communication
Adaptability and Flexibility
Certification
Licensed Mortgage Loan Originator MLO#1843896
Accredited Financial Counselor
Notary Public
Timeline
Mortgage Loan Specialist II
State Employees' Credit Union
2022.08 - Current
Senior Financial Services Officer I
State Employees' Credit Union
2020.10 - 2022.08
Teller/Teller Supervisor/FSM
State Employees' Credit Union
2001.09 - 2018.07
Bachelor of Science - Business Administration
Western Carolina University
Associate of Arts - Business Administration
Central Piedmont Community College
Licensed Mortgage Loan Originator MLO#1843896
Accredited Financial Counselor
Notary Public
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