Kimberly Vogt
Akron
Summary
Results-driven professional with extensive experience in financial analysis and portfolio management. Adept at assessing risk and fostering strong relationships with stakeholders, contributing to effective risk mitigation and compliance.
Overview
36
36
years of professional experience
Work History
AVP, Loan Review Officer
WesBanco
Youngstown
05.2025 - Current
- Evaluated commercial loans for compliance with loan policy and documentation requirements.
- Assessed financial information to verify completeness in loan files.
- Conducted risk rating assessments to ensure appropriate classification of loans.
AVP, Business Banking Portfolio Manager II
Premier Bank
Youngstown
05.2022 - 05.2025
- Managed $130 million loan portfolio of over 1,500 loans while supporting three Business Bankers and 75 Branch Managers.
- Monitored portfolio efficiency to ensure timely renewals for lines of credit and maturing loans.
- Addressed delinquent loans and financial exceptions to minimize risk exposure.
- Managed collateral exceptions while implementing effective risk management strategies.
- Developed a strong working relationship with Credit Administration and Special Assets.
Commercial Credit Analyst 3
Premier Bank
Youngstown
10.2020 - 05.2022
- Maintained high-level customer service while collaborating with Commercial Lenders and Credit Officers.
- Managed larger volume and complex credits to enhance relationship development.
- Ensured adherence to credit policies during comprehensive credit risk assessments.
Commercial Underwriter/Portfolio Manager
717 Credit Union
Warren
06.2004 - 10.2020
- Provide sound commercial loan approvals in credit quest, including risk mitigation, financial analysis, collateral evaluation, and risk grade assessment for new loans, renewals, and reviews.
- Management of a loan portfolio in excess of $120 million, with special attention to the collection and tracking of financial statements, loan covenant compliance, ensuring collateral lien perfection, and compliance with loan policy and other regulatory laws. Preparation and tracking of Special Asset Reports.
- Portfolio administration, including the processing and disbursement of loans, implementing interest rate changes, processing credit line billings, completion of concentration reports, as well as various monthly and quarterly reporting. Provide a high level of service to internal and external individuals with all commercial loan issues to resolution.
Sr Account Officer, Commercial Lending
Cortland Banks
Cortland
06.1998 - 03.2004
- Prepared summary reports for approval of commercial loans.
- Assisted commercial lenders as a "Paralender" and backup resource.
Commercial Loans
Bank One
Youngstown
10.1989 - 06.1998
- Associate Portfolio Manager II (April 1997–June 1998)
- Senior Corporate Credit Analyst (September 1996-April 1997)
- Corporate Credit Analyst (December 1994–September 1996)
- Assistant Sales Manager (June 1993 - December 1994)
- Customer Sales Rep / Customer Sales and Service Rep (October 1989 - June 1993)
Education
Bachelor of Science - Finance
Youngstown State University
Youngstown, OH03-1993
Skills
- Loan evaluation and financial analysis
- Risk assessment and management
- Portfolio oversight
- Credit policy compliance
- Relationship management
- Attention to detail
- Problem-solving skills
- Time management and organization
- High accuracy standards
- Goal orientated
- Proficiency and efficiency
- Self-motivation
References
References available upon request.
Timeline
AVP, Loan Review Officer
WesBanco
05.2025 - Current
AVP, Business Banking Portfolio Manager II
Premier Bank
05.2022 - 05.2025
Commercial Credit Analyst 3
Premier Bank
10.2020 - 05.2022
Commercial Underwriter/Portfolio Manager
717 Credit Union
06.2004 - 10.2020
Sr Account Officer, Commercial Lending
Cortland Banks
06.1998 - 03.2004
Commercial Loans
Bank One
10.1989 - 06.1998
Bachelor of Science - Finance
Youngstown State University
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