Darryle Whitman Jr
Richardson,TX
Summary
Experienced and self-motivated funding analyst with a demonstrated history of working in the vehicle financial services and loan industry. Over 18 years of customer service experience, 6 years of funding experience, and 5 years of management experience. The ability to work in fast-paced offices with relative ease. Skilled in negotiation, risk management, customer service, banking, and collections. Exceptional organizational skills and attention to detail as well as the ability to manage through a team approach by working cooperatively with a wide range of personalities.
Overview
11
11
years of professional experience
Work History
Funding Analyst
Exeter Finance
Irving, TX
06.2020 - Current
- Conducted audit of loan documentation for verification of loan funding.
- Communicate daily with dealerships and credit team through email on funding status.
- Alert upper management of any potential fraud from customers
- Communicated with customers via telephone to answer questions, process transactions, and resolve issues before funding.
- Meet targeted daily, weekly, and monthly goals, while maintaining accuracy.
- Reviewed and analyzed loan applications for completeness and accuracy.
- Maintained up-to-date knowledge of changing lending regulations and guidelines.
- Analyzed financial documents such as tax returns, bank statements, pay stubs, and credit reports to determine borrower's ability to repay the loan.
- Resolved document mistakes and discrepancies and identified signs of fraudulent activity.
Funding Analyst
Freedom Truck Finance
Dallas, TX
04.2018 - 06.2020
- Perform credit review and calculate income according to company standards
- Review loan application file to assure accuracy of required documents
- Communicate daily with dealerships and underwriters through email on funding status
- Meet targeted daily, weekly, and monthly goals, while maintaining accuracy
- Communicate urgent or important information face to face, via email or by phone to all teammates
and dealers. - Ensure the organization’s funding and compliance strategies are carried out in an effective manner
that result in the most profitable and efficient performance manner and mitigate all risks. - Notify senior management of any recognized potential risks.
Servicing / Insurance /Collections Specialist
Freedom Truck Finance
Dallas, TX
05.2016 - 04.2018
- Processing payments and reviewing account information for customers
- Handling insurance claims for repairs and total losses for customers
- Contacting customer on past due accounts
- Located debtors by utilizing skip tracking and other strategies.
- Processed payments over phone and set up recurring drafts.
- Met demands of busy collections group by performing high volume of daily calls.
- Determined impact of proposed solutions for delinquent clients, discussed options and determined candidates for repossession.
- Negotiated invoices from repair shops and tow yards
- Handled late stage collections of customers 91+ days past due
- Assigned accounts for repossession in coordination with our repossession agent
- Created repayment plans based on account holders' financial status and repayment abilities.
Dispatcher
National Monitoring Center
Irving, TX
07.2014 - 05.2016
- Emergency responder to fire, medical, and burglary alarms
- Provide accurate and appropriate information in response to customer inquiries
- Working with 911 dispatcher to send out needed assistance for emergencies
Education
Certified Master Morgtage Underwriter -
National Association of Mortgage Underwriters
03-2025
High School Diploma -
Campbell High School
Smyrna, GA05-1998
Some College (No Degree) - Business Administration And Management
Richland College
Dallas, TXSkills
- Detail oriented
- Analytical researching
- Adaptive team player
- Conflict mediation
- Problem solving
- Exceptional customer service
- Relationship building
- Client & Dealer Relationship Development
- Compliance & Funding
- Microsoft Office
- Management
- LexisNexis
- Regulatory compliance
- Loan analysis
- Financial analysis
- Income verification
Timeline
Funding Analyst
Exeter Finance
06.2020 - Current
Funding Analyst
Freedom Truck Finance
04.2018 - 06.2020
Servicing / Insurance /Collections Specialist
Freedom Truck Finance
05.2016 - 04.2018
Dispatcher
National Monitoring Center
07.2014 - 05.2016
High School Diploma -
Campbell High School
Some College (No Degree) - Business Administration And Management
Richland College
Certified Master Morgtage Underwriter -
National Association of Mortgage Underwriters
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