Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic.
Overview
29
29
years of professional experience
Work History
Government Underwriter
Flagstar Bank
09.2016 - Current
Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
Successful in building strong relationships with Sales Team, Brokers and Correspondents.
Skilled in assuring regulatory compliance with disclosure and verification requirements.
Mortgage Underwriter
Mortgage Center, LLC
08.2008 - 08.2016
Improved loan approval rates by meticulously reviewing and verifying application documentation.
Reduced processing time for mortgage applications through diligent management of underwriting tasks.
Ensured regulatory compliance by maintaining up-to-date knowledge of industry guidelines and standards.
Collaborated with loan officers to clarify applicant information and expedite the underwriting process.
Mortgage Loan Officer
Mortgage Center, LLC
06.1995 - 10.2000
Increased loan approval rates by efficiently managing pipeline and maintaining strong relationships with borrowers, credit union staff, processors and underwriters.
Streamlined the loan application process for improved customer satisfaction and a higher volume of closed loans.
Assessed borrowers'' financial situations to determine appropriate mortgage products and loan structure.
Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
Consistently surpassed sales targets, ranking as top sales agent.
Education
Master of Arts - English Language And Literature
Christian Albrechts University
Kiel, Germany
Skills
Analyzing Data
Caseload Management
Exceptional interpersonal and communications skills
Ability to adapt to changing market conditions and client needs
Team player with demonstrated ability to mentor and lead