Krista Handy
Sebring,OH
Summary
Detail-oriented Mortgage Loan Processor with over 15 years of experience in financial document review and compliance. Skilled in managing loan application pipelines, prioritizing tasks, and delivering exceptional customer service throughout the loan processing journey.
Overview
34
34
years of professional experience
Work History
Mortgage Loan Processor
Fairway Independent Mortgage
Madison, Wisconsin
12.2017 - 03.2026
- Reviewed financial documents to ensure compliance with regulations.
- Coordinated with clients and lenders to gather necessary information.
- Maintained loan files and ensured all documentation was complete.
- Communicated updates to clients throughout the loan processing stage.
- Collaborated with underwriting teams to resolve issues efficiently.
- Managed multiple loan applications simultaneously while prioritizing tasks.
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Processed loan applications for timely and accurate funding.
- Provided customer service by responding to inquiries regarding loan status.
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application.
- Managed loan application pipeline by completing and submitting reports within allotted turn-around times.
- Processed loan documents and ensured compliance with federal regulations.
- Organized files electronically according to document type and date received.
- Maintained complete confidentiality of submitted information according to release guidelines.
- Ensured prompt filing of completed loan packages to maintain workflow efficiency.
- Coordinated with underwriters to resolve loan application issues and discrepancies.
- Managed pipeline of loan applications to ensure efficient processing.
- Assisted in training new staff on processing procedures and systems.
- Evaluated financial statements and contacted institutions and customers to clarify details.
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes.
Mortgage Loan Processor
First Merit Bank
Canton, OH
10.1991 - 12.2017
- Coordinated appraisals and title services to ensure timely processing for borrowers.
- Managed all responsibilities outlined above.
Education
High School Diploma -
Sebring McKinley High School
Sebring, OHSkills
- Loan processing
- Encompass Proficient
- Familiar with Microsoft Office
- Compliance analysis
- Financial evaluation
- Risk assessment
- Document management
- Pipeline management
- Customer relationship management
- Time management
- Team collaboration
- Critical thinking
- Problem-solving
- Detail-oriented
Timeline
Mortgage Loan Processor
Fairway Independent Mortgage
12.2017 - 03.2026
Mortgage Loan Processor
First Merit Bank
10.1991 - 12.2017
High School Diploma -
Sebring McKinley High School