Kristina Brewer
Richardson,TX
Summary
Meticulous loan processor with expertise in document verification, compliance management, and customer relationship management. Proven ability to streamline processes and manage loan applications efficiently.
Overview
17
17
years of professional experience
Work History
Sr Loan Processor
Premier Lending
Charoltte, NC
01.2026 - 08.2026
- Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
- Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
- Reviewed financial documents for accuracy and completeness, contributing to compliance and risk management.
- Reviewed appraisals for accuracy before underwriting loans for approval or denial.
- Collaborated closely with underwriters when reviewing files for final approval.
- Processed loan applications using company-specific software, ensuring timely and accurate submissions.
- Processed loan documents in a timely manner to meet closing deadlines.
- Verified credit reports for accuracy and completeness prior to loan approval.
- Communicated with clients to gather essential information, enhancing clarity and facilitating smoother loan processing.
- Responded promptly to customer inquiries regarding their loan status and requirements.
Sr Loan Processor Manager
Click N Close Inc
Addison, TX
02.2020 - 12.2025
- Processed loan applications efficiently using advanced mortgage software systems.
- Reviewed and verified borrower documentation for accuracy and completeness.
- Coordinated with underwriters to ensure timely loan approvals and decisions.
- Maintained compliance with federal and state regulations throughout processing stages.
- Mentored junior processors on best practices in loan processing techniques.
- Identified process improvements to enhance workflow and efficiency within the team.
- Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
- Processed loan documents in a timely manner to meet closing deadlines.
- Collaborated closely with underwriters when reviewing files for final approval.
- Managed conditions sent from underwriting departments.
- Utilized various software programs such as Encompass360 Loan Origination System for data entry purposes.
- Reviewed appraisals for accuracy before underwriting loans for approval or denial.
- Verified credit reports for accuracy and completeness prior to loan approval.
- Responded promptly to customer inquiries regarding their loan status and requirements.
- Evaluated financial statements and contacted institutions and customers to clarify details.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Ensured that all required paperwork was completed accurately and timely by both parties.
- Calculated income, assets and liabilities to meet lender requirements.
- Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
- Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.
- Managed pipeline of loans ensuring that all deadlines are met and loans progress to closing.
- Prepared and submitted detailed loan packages to the underwriting department for approval.
- Provided excellent customer service, maintaining high satisfaction levels among borrowers.
- Conducted verification of employment, income, and deposits to support loan decisions.
- Communicated with applicants to gather additional information and answer queries regarding loan processes.
- Identified potential issues in loan files and worked with team members to devise solutions.
- Coordinated appraisal orders and reviewed appraisal reports for accuracy and compliance.
- Managed team operations to ensure efficient workflow and timely project completion.
- Coordinated with departments to streamline communication and improve collaboration efforts.
Sr Loan Processor
Geneva
01.2019 - 02.2020
- Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
- Reviewed financial documents for accuracy and completeness during loan assessments.
- Communicated with clients to gather necessary information and clarify loan requirements.
- Reviewed appraisals for accuracy before underwriting loans for approval or denial.
- Verified credit reports for accuracy and completeness prior to loan approval.
- Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
- Collaborated with underwriters to ensure timely processing of loan approvals.
- Addressed conditions raised by underwriting to facilitate loan approvals. sent from underwriting departments.
- Processed loan applications efficiently using company-specific software and systems.
- Processed loan documents in a timely manner to meet closing deadlines.
- Monitored progress of loans throughout the entire origination process from pre-qualification through post-closing activities.
- Responded promptly to customer inquiries regarding their loan status and requirements.
- Ensured that all required paperwork was completed accurately and timely by both parties.
- Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
Sr Loan Processor
Supreme Lending Services
Addison, Texas
03.2009 - 02.2017
- Reviewed financial documents for accuracy and completeness during loan assessments.
- Calculated income, assets, and liabilities to ensure compliance with lender requirements.
- Analyzed income documentation including pay stubs, W-2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
- Processed loan applications efficiently using company-specific software and systems.
- Processed loan documents in a timely manner to meet closing deadlines.
- Reviewed and addressed underwriting conditions to facilitate loan approvals.
- Collaborated closely with underwriters when reviewing files for final approval.
- Collaborated with underwriters to ensure timely processing of loan approvals.
- Monitored loan progress throughout origination process from pre-qualification to post-closing.
- Reviewed appraisals for accuracy before underwriting loans for approval or denial.
- Checked approvals against established bank and government lending standards.
- Verified credit reports for accuracy and completeness prior to loan approval.
- Communicated with clients to gather necessary information and clarify loan requirements.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Responded promptly to customer inquiries regarding their loan status and requirements.
- Trained new staff on company procedures and best practices in loan processing.
- Ensured that all required paperwork was completed accurately and timely by both parties.
Education
High School Diploma -
Newman Smith HighSchool
Carrollton Texas06-1996
Skills
- Loan processing
- Loan origination system usage
- Document verification
- Compliance management
- Pipeline management
- Loan closing
- Processing documents
- Credit reports
- Appraisals
- Documentation review
- Processing documents
- File organization
- Customer relationship management
- Client consultation
- Team collaboration
- Effective communication
- Problem solving
- Attention to detail
- Attention to detail
- Credit reports
Timeline
Sr Loan Processor
Premier Lending
01.2026 - 08.2026
Sr Loan Processor Manager
Click N Close Inc
02.2020 - 12.2025
Sr Loan Processor
Geneva
01.2019 - 02.2020
Sr Loan Processor
Supreme Lending Services
03.2009 - 02.2017
High School Diploma -
Newman Smith HighSchool