KRISTOPHER LUDDEN
Tampa,FL
Summary
Skilled Fraud Analyst with proven track record in delivering impactful results. Adept at team collaboration and flexible in adapting to changing needs. Expertise in fraud analysis, consistently driving successful outcomes. Known for reliability and strong focus on achieving objectives.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Fraud Prevention and Detection Specialist
USAA Federal Savings Bank
07.2024 - Current
- Performs risk assessments to determine level of fraud risk and prioritize loss prevention and member advocacy.
- Consistently exceeded performance targets by demonstrating keen attention to detail and exceptional analytical skills in identifying fraudulent patterns.
Mortgage Loan Processor
NVR Mortgage
08.2023 - 04.2024
- Partnered with Originations, Underwriting, Closing, and Post Closing departments with an emphasis on fraud detection, investigation, and financial analysis.
- Managed a pipeline of 50+ new construction loans from application to close of the loan.
DMS Sales Agent
Humana Inc.
04.2023 - 08.2023
- Developed strong relationships with clients through excellent customer service and regular followups.
- Negotiated contracts with prospective clients, helping to secure long-term business partnerships.
Mortgage Loan Processor
USAA Federal Savings Bank
01.2022 - 03.2023
- Ensured compliance with regulatory standards by diligently reviewing loan data to ensure no indications of mortgage fraud or identity theft while maintaining high levels of efficiency.
- Accurately and efficiently managed a large pipeline of various mortgage loan types including VA, Conventional, Jumbo, and New Construction.
Pipeline Account Manager
PennyMac Financial Services, Inc.
10.2020 - 01.2022
- Conducted daily audit reviews to help resolve client issues and strengthen relationships.
- Managed clients nationwide to help facilitate closings while providing excellent service within the Non-Delegated Mortgage Fulfillment department.
Mortgage Loan Processor
USAA Federal Savings Bank
12.2015 - 10.2020
- Ensured compliance with regulatory standards by diligently reviewing loan data to ensure no indications of mortgage fraud or identity theft while maintaining high levels of efficiency.
- Evaluated documents for loan approval process which include appraisals, credit reports, asset statements, and income documentation.
Education
Bachelor of Arts - Communication
University of South Florida
Tampa, FLSkills
- Subject Matter Expect for new hire classes
- Google Suite
- Microsoft 365
- Anti-fraud systems
- AML compliance
- Procedure review
- Dispute resolution
- Financial data analysis
Affiliations
- Association of Certified Fraud Examiners
Certification
Currently working towards Certified Fraud Examiners certification.
Timeline
Fraud Prevention and Detection Specialist
USAA Federal Savings Bank
07.2024 - Current
Mortgage Loan Processor
NVR Mortgage
08.2023 - 04.2024
DMS Sales Agent
Humana Inc.
04.2023 - 08.2023
Mortgage Loan Processor
USAA Federal Savings Bank
01.2022 - 03.2023
Pipeline Account Manager
PennyMac Financial Services, Inc.
10.2020 - 01.2022
Mortgage Loan Processor
USAA Federal Savings Bank
12.2015 - 10.2020
Bachelor of Arts - Communication
University of South Florida
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