Kristy Russell
ORANGE,California
Summary
To obtain a job at a company that has growth opportunities and a team environment
Overview
26
26
years of professional experience
Work History
Disclosure Desk Specialist
Loan Stream Mortgage/OCMBC
Irvine, CA
05.2024 - Current
- Reviewed loan documents for compliance with regulatory requirements and internal policies.
- Assisted in processing disclosures to ensure timely delivery to clients .
- Maintained accurate records of all disclosures issued and received for audit purposes.
- Won Initial CDs, COC CD's , Locked Le's, and COC LE's
Loan setup / disclosures for reverse mortgage and retail
American advisors group
11.2019 - 12.2022
- Trailing docs
- Helped assist processors with ordering payoffs and clearing conditions
- Worked on special projects as assigned by Manager
- Ordered payoffs
- Closing disclosures
- Drafts Initial Disclosures in a timely and accurate manner and ensures delivery of the Initial Disclosures within the required timeframes.
- Answer emails from the Disclose inbox timely and accurately
- Provide superior partnership and excellent customer service with Inside Staff and Loan Officers through timeliness of service, responsiveness and problem solving.
- Daily reporting of pipeline status to Senior Management
Sr. Disclosure Specialist
OGI
04.2019 - 11.2019
- Drafts Initial Disclosures in a timely and accurate manner and ensures delivery of the Initial Disclosures within the required timeframes.
- Answer emails from the Disclose inbox timely and accurately
- Provide superior partnership and excellent customer service with Inside Staff and Loan Officers through timeliness of service, responsiveness and problem solving.
- Daily reporting of pipeline status to Senior Management
Loan Disclosures, Set up, Jr Processor and Trailing Docs
OCMBC INC DBA Loan Stream Mortgage
08.2015 - 04.2018
- Review loan for accuracy in order to send initial LE/ disclosures
- Completed LDP/GSA
- Ordered Flood Certificate
- Ordered and sent LE and required initial disclosures based on loan type and loan program
- Upload loan file documents into Encompass
- Provided back-up support to the Loan Processing Team
- Scanned and shipped trailing documents
Loan Disclosure Desk- Wholesale
Nations Direct Mortgage
04.2013 - 09.2015
- Review files for program eligibility and ensure compliance with all applicable laws and regulations for Wholesale loans
- Prepared and issued Initial Disclosure packages
- Ran credit reports and flood certs
- Prepared and send re-disclosures
Loan Set-Up Coordinator/ Broker Approval Desk
Clear Vision Funding Dba Pacific Union Financial
06.2010 - 04.2012
- Reviewed all loan documentation to confirm minimum submission requirements have been met
- Ordered credit reports
- Entered all data in LOS system.
- Prepared initial disclosures and sent to borrower
- Worked on special projects as assigned by Manager
- Able to work independently
- Reviewed broker application and applicable licenses and prepared package for final broker approval to Manager
Escrow Assistant/ Receptionist/Jr Escrow Officer
Fidelity National Title
09.2000 - 06.2008
- Opened new escrow orders
- Ordered payoff demands
- Prepared HUD I’s
- Packaged signed loan documents and sent to lender
- Answered phones and provided excellent customer service
- Input check data (banking information) into system
Education
High school diploma -
El Modena High School
Associates in Arts degree - ESCP-EAP
Orange Coast College
06-2001
Skills
- Friendly, positive attitude
- Teamwork and collaboration
- Customer service
- Problem-solving
Timeline
Disclosure Desk Specialist
Loan Stream Mortgage/OCMBC
05.2024 - Current
Loan setup / disclosures for reverse mortgage and retail
American advisors group
11.2019 - 12.2022
Sr. Disclosure Specialist
OGI
04.2019 - 11.2019
Loan Disclosures, Set up, Jr Processor and Trailing Docs
OCMBC INC DBA Loan Stream Mortgage
08.2015 - 04.2018
Loan Disclosure Desk- Wholesale
Nations Direct Mortgage
04.2013 - 09.2015
Loan Set-Up Coordinator/ Broker Approval Desk
Clear Vision Funding Dba Pacific Union Financial
06.2010 - 04.2012
Escrow Assistant/ Receptionist/Jr Escrow Officer
Fidelity National Title
09.2000 - 06.2008
Associates in Arts degree - ESCP-EAP
Orange Coast College
High school diploma -
El Modena High School