Summary
Overview
Work History
Education
Skills
Certification
Additional Information
Personal Information
Timeline
BusinessAnalyst

Kristy Vine

Paris

Summary

To obtain a position where my experience, education, talents and acquired skills will be fully utilized and used to contribute to the success of a company or business; to make a difference at the end of the day to others and for myself.

Results-driven individual with a solid track record in delivering quality work. Known for excellent communication and teamwork abilities, with a commitment to achieving company goals and delivering exceptional service. Passionate about continuous learning and professional development.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Commercial Lines Underwriter

Capstone Underwriters, LLC
Dallas
04.2024 - Current
  • Negotiated coverage, policy pricing and service delivery during meetings with customers, agents, or brokers.
  • Stayed up to date on industry standards and underwriting guidelines.
  • Evaluated customer needs and provided appropriate solutions based on their individual requirements.
  • Applied rating to encourage safe, profitable distribution of risks.
  • Utilized effective pricing structures to accomplish business objectives and meet customer expectations.
  • Entered and maintained risk information in various information systems.
  • Solicited and evaluated insurance applications to approve or decline risks based on company guidelines.
  • Maintained updated knowledge through continuing education and advanced training.
  • Quote new business P&C, monitor my renewals, endorsements requests and all work that needs to be handled on my accounts
  • Help agents with questions they may have regarding risks and exposures via email and phone calls
  • Work in the Jetfile management system, use Teams, Outlook, Word, Excel, Levitate and multiple carriers' systems

Commercial Lines Account Manager

Ramey King Insurance
Denton
02.2024 - 04.2024
  • Commercial lines account management, specifically real estate accounts
  • Developed and maintained relationships with clients to ensure customer satisfaction.
  • Assisted customers in filing claims as needed.
  • Met with division leaders and consultants to discuss strategies to increase sales.
  • Prepared proposals for new business, renewals and endorsements.
  • Researched and resolved billing discrepancies in a timely manner.
  • Assisted clients with completing claim requests, facilitated prompt response from carriers and followed up with claim status.
  • Reviewed client policies and identified areas of potential risk or coverage gaps.

Commercial Lines New Business Underwriter/Producer

Texas Security General Agency
Tyler
03.2023 - 02.2024
  • Quote new business P&C, monitor my renewals, endorsements requests and all work that needs to be handled on my accounts
  • Help agents with questions they may have regarding risks and exposures via email and phone calls
  • I have an assistant and a renewal underwriter on my team that help with managing my book of business
  • Work in the AIM management system, use Power BI, Teams, Outlook, Word, Excel and multiple carriers' systems
  • Provided guidance on underwriting policies, procedures, and standards to ensure compliance with applicable laws and regulations.
  • Maintained accurate records regarding all transactions related to underwriting activities.
  • Developed underwriting strategies for new business opportunities.

Commercial Lines Account Manager

Charles Tomberlain Insurance Agency
Longview
06.2015 - 03.2023
  • Proficient in AMS 360, Outlook, Word and some Excel
  • Responsibilities: Quote and sell commercial insurance and bonds, service accts., answer phones, send certificates & provide excellent customer service- worked remotely for the past 4 years

Licensed Insurance Agent/ CSR

Gans & Smith Insurance Agency
Longview
07.2014 - 06.2015
  • Responsibilities: New business and re-writes in Personal lines
  • Skills Used: Very good with the public
  • Excellent customer service skills

Licensed Insurance Agent/CSR

Buford Redfearn Insurance Agency/Bockmon Insurance
Mount Pleasant
12.2012 - 05.2014
  • Responsibilities: Quote and sell commercial insurance and bonds, service accts., answer phones, send certificates & provide excellent customer service

Licensed Insurance Agent-ACSR

Capps Insurance Agency
Mt. Pleasant
11.2010 - 12.2012
  • Responsibilities: Quote and sell personal insurance, service accts., answer phones, run reports & provide excellent customer service

Licensed Insurance Agent/CSR

K & S Insurance Agency
Sulphur Springs
03.2009 - 10.2010
  • Responsibilities: Quote and sell commercial insurance, service accts., answer phones, send certificates & provide excellent customer service

Education

Basics/Social Work -

Northeast Texas Community College
Northeast, Texas, US

High School Diploma -

Mt. Pleasant High School
Mt. Pleasant, TX

Skills

  • Microsoft Office
  • AMS 360
  • Customer Service
  • Personal Insurance
  • Commercial Insurance
  • Bonds
  • Insurance Sales
  • Account Management
  • Microsoft Outlook
  • Underwriting
  • Jetfile
  • Levitate

Certification

  • Personal Lines ACSR, Present
  • Property & Casualty License, Current

Additional Information

I take pride in my customer service and work ethic., I am current on my continuing education and my license is in good standing., I am a former CASA volunteer and a former treasurer on the board for The Boys and Girls Clubs of the Big Pines in the East Texas.

Personal Information

  • Title: Insurance Professional
  • Work Permit: Authorized to work in the US for any employer

Timeline

Commercial Lines Underwriter

Capstone Underwriters, LLC
04.2024 - Current

Commercial Lines Account Manager

Ramey King Insurance
02.2024 - 04.2024

Commercial Lines New Business Underwriter/Producer

Texas Security General Agency
03.2023 - 02.2024

Commercial Lines Account Manager

Charles Tomberlain Insurance Agency
06.2015 - 03.2023

Licensed Insurance Agent/ CSR

Gans & Smith Insurance Agency
07.2014 - 06.2015

Licensed Insurance Agent/CSR

Buford Redfearn Insurance Agency/Bockmon Insurance
12.2012 - 05.2014

Licensed Insurance Agent-ACSR

Capps Insurance Agency
11.2010 - 12.2012

Licensed Insurance Agent/CSR

K & S Insurance Agency
03.2009 - 10.2010

Basics/Social Work -

Northeast Texas Community College

High School Diploma -

Mt. Pleasant High School
Kristy Vine