Kuljit Dhinjal
Home Lending Advisor
Fairfield,CA
Summary
Highly motivated and positive individual with great organizational and problem solving skills .Adept at developing strategies, providing training, setting goals and obtaining team feedback. Excellent interpersonal and communication skills. Big picture focus, communicating goals and vision to succeed. Aim at achieving goals through hard work and perseverance. Believe in building long term relationships.
Overview
11
11
years of professional experience
Work History
Sr.Home Lending Advisor
Chase Bank
Fairfield, CA
04.2019 - Current
- Organize information by studying, analyzing, interpreting and classifying data
- Highly proficient in using income analysis tools and other systems
- Coordinate and work with separate teams internally and third parties
- Hold weekly meetings with partners and employess to discuss new market trends, system upgrades,new policies and compliance
- Coach and support Bankers, Bank partners and Managers to drive results
- Keep track of customer data, review income and assets for accuracy
- Educate, coach and review performance of bankers on daily basis
- Prepare reports by collecting, analyzing and summarizing information
- Provide analytical rationale to identify, develop and implement activities
- Manage, support and grow business relationships with existing accounts and developed strategies to increase sales and revenue
- Review customer financial statements and other documents for accuracy
Mortgage Consultant
Wells Fargo
Richmond, CA
06.2017 - 04.2019
- Assited and managed several teams and provided timely solutions
- Reviewed income documents, financial and asset statements for accuracy
- Originated, reviewed, processed, closed and administered customer loan proposals
- Oversaw operations of mortgage lending office, including sales, processing, underwriting, and closing services
- Complied with regulatory requirements, including Bank Secrecy Act, Anti Money Laundering, USA Patriot Act, Privacy Act and Community Reinvestment Act
- Maintained friendly and professional customer interaction
- Led and educated investment team on customer relationship management techniques
- Developed and maintained relationships with local real estate agents
- Received excellence award to increase the production of union plus program
- Promoted Union plus program on a large scale and acheived more than expected results
Mortgage Assistant
First Choice Mortgage Services
Richmond, CA
04.2013 - 07.2017
- Assessed customer account histories to determine previous compliance with payment plans and loan terms
- Verified credit histories, personal references and employment backgrounds for each applicant
- Reviewed and validated details of loan applications and closing documentation
- Participated with preparation of design documents for trackwork, including alignments, specifications, criteria details and estimates
- Prepared reports by collecting, analyzing and summarizing information
- Directed, provided guidance, and monitored performance of less experienced employees
- Provided analytical rationale to identify, develop and implement activities within allocated account base
- Managed and submitted reports on payroll activities
Sales Consultant
Best Buy
Pinole, CA
08.2012 - 07.2013
- Managed revenue models, process flows, operations support and customer engagement strategies
- Conferred with existing and potential customers to assess requirements and propose optimal solutions
- Worked alongside retail representatives to boost sales by enhancing product presentations and advertising collateral
- Stayed knowledgeable on latest [Product or Service] innovations and technological advancements through [Time-frame] training
- Delivered recommendations to long-term accounts to promote brand awareness to key audience
- Cultivated lasting rapport with key industry clients by providing accurate pricing and credit terms to meet customer objectives
- Facilitated business by implementing practical networking techniques throughout location
Education
MBA - Finance
Punjab Technical University
India01.2010
Skills
- Excellent time management skills
- Exceptional Technological and computer skills
- Highly proficient in data and financial applications
- Flexible and adaptable
- Highly focused and drive for results
- Finance and Data entry
Timeline
Sr.Home Lending Advisor
Chase Bank
04.2019 - Current
Mortgage Consultant
Wells Fargo
06.2017 - 04.2019
Mortgage Assistant
First Choice Mortgage Services
04.2013 - 07.2017
Sales Consultant
Best Buy
08.2012 - 07.2013
MBA - Finance
Punjab Technical University